4302 Ramona Dr, Laredo, TX 78046 Property Records

Webb County property record for 4302 Ramona Dr, Laredo, TX 78046 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	1,593 sqft · built 2019
Lot Size	0.098 acres (4,284 sqft)
Owner	Individual Name on File
Tax Bill	$1,518 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`953-05005-480`

Property Details

APN / Parcel Number

Primary APN	`953-05005-480`
Alternative APN	`599520`

Interior

Stories	2 Stories
Building Area	1,593 sqft Living Area

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,284 sqft (0.098 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft

Location & Zoning

Account Number	599520
Street Address	4302 RAMONA DR
City	LAREDO
State	TX
Zip	78046-5044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUATRO VIENTOS SUR, BLOCK 5, LOT 48, PHASE IX
Legal Subdivision	CUATRO VIENTOS SUR
Legal Phase	IX
Legal Block	5
Legal Lot Number	48
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1009
Census Tract	1806

Owner

Source: Webb County records · APN 953-05005-480

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4302 RAMONA DR, LAREDO, TX 78046-5044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 01, 2020	Vendor's Lien, Subdivision Related Transfer · VA Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 01, 2020
Deed Sale	Apr 01, 2020
Deed Document Number	1388695
Deed Book / Page	4764 / 73
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4302 RAMONA DR, LAREDO, TX 78046-5044
Transaction Type	Mortgage
Record Updated	Oct 06, 2021
Title Company	TAGO TITLE, TIAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5118/602
Date	Sep 24, 2021
Book Page	5118/602
Instrument	1443253

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

April 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 01, 2020
Property Address	4302 RAMONA DR, LAREDO, TX 78046-5044
Document Number	0004764/73
Book / Page	4764 / 73
Map Reference	VOL 36 PG 81&82
Instrument Date	Mar 31, 2020
Instrument	1388695
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 01, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4302 RAMONA DR, LAREDO, TX 78046-5044

Mortgage

Document Number	0001388696
Date	Apr 01, 2020
Instrument	1388696

Lender

Name	GATEWAY FIRST BANK
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$235,698 (+8.28%) Land $47,638 Building $188,060	$235,698 (+8.28%) Land $47,638 Building $188,060
2024	$1,518.00 (+12.69%)
2023		$217,670 Land $27,803 Building $189,867	$217,670 Land $27,803 Building $189,867
2022	$1,347.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 793 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon, Smartcom Telephone, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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