4303 E 48th St, Des Moines, IA 50317 Property Records

Polk County property record for 4303 E 48th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,440 sqft · built 2017
Lot Size	0.227 acres (9,920 sqft)
Owner	Individual Name on File
Last Sale	$208,000 (Jun 2018)
Tax Bill	$3,894 (2024)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7923-22-155-021`

Property Details

APN / Parcel Number

Primary APN	`7923-22-155-021`
Alternative APN	`060/07934-400-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
Gross Area	2,600 sqft
1st Floor Area	720 sqft
Upper Floors Area	720 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 2017
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,920 sqft (0.227 acres)
Lot Dimensions	160 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	42 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	4303 E 48TH ST
City	DES MOINES
State	IA
Zip	50317-4863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 SUMMERSFIELD PLAT 3
Legal Subdivision	SUMMERSFIELD PLAT 3
Legal Lot Number	1
Jurisdiction	POLK IA
Township / Civil Division	DELAWARE
Census Block Group	2
Census Block	2051
Census Tract	10602

Owner

4303 E 48th St is owned and occupied by an individual who acquired it in July 2023.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4303 E 48TH ST, DES MOINES, IA 50317-4863
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage PEOPLES BANK
Jun 19, 2018	Warranty Deed, Subdivision Related Transfer · Line of Credit PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2018 · Amount on File
Deed Sale	Jun 19, 2018 · Amount on File
Prior Sale	Jun 19, 2018 · Amount on File
Deed Document Number	201700098723
Deed Book / Page	16968 / 0410
Last Transfer Date	Jul 12, 2023
Transfer Doc	0000036472
Record Updated	Jun 8, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK IA
Recording Date	Jul 12, 2023
Property Address	4303 E 48TH ST, DES MOINES, IA 50317-4863
Document Number	0000036472
Book / Page	19536 / 560
Instrument Date	Jul 6, 2023
Instrument	2023-00036472
Transaction Type	Transfer
Record Updated	Jul 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4303 E 48TH ST, DES MOINES, IA 50317-4863

Mortgage

Document Number	0000036473
Date	Jul 12, 2023
Instrument	2023-00036473

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 19, 2018
Property Address	4303 E 48TH ST, DES MOINES, IA 50317-4863
Document Number	201700098723
Book / Page	16968 / 0410
Instrument Date	Jun 5, 2018
Instrument	2017-00098723
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$332.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4303 E 48TH ST, DES MOINES, IA 50317-4863

Mortgage

Document Number	201700098725
Date	Jun 19, 2018
Instrument	2017-00098725

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Jul 1, 2023

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Southeast Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$259,400 Land $65,700 Building $193,700	$259,400 Land $65,700 Building $193,700
2024	$3,894.00
2023		$241,400 (+20.1%) Land $60,800 Building $180,600	$241,400 Land $60,800 Building $180,600
2022		$201,000 Land $52,300 Building $148,700
2021			$201,000 Land $52,300 Building $148,700
2020	$782.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4303 E 48th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4303 E 48th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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