4225 E 48th St, Des Moines, IA 50317 Property Records

Polk County property record for 4225 E 48th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,666 sqft · built 2009
Lot Size	0.202 acres (8,800 sqft)
Owner	Individual Name on File
Last Sale	$167,500 (Nov 2009)
Tax Bill	$5,472 (2024)
Deeds & Mortgages	Jul 2023 Transfer Mar 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060/07934-225-000`

Property Details

APN / Parcel Number

Primary APN	`060/07934-225-000`
Alternative APN	`792322155004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,666 sqft Living Area
Gross Area	3,124 sqft
1st Floor Area	1,372 sqft
Basement Area	1,372 sqft
Finished Basement	1,294 sqft
Unfinished Basement	78 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,800 sqft (0.202 acres)
Lot Dimensions	160 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	35 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4225 E 48TH ST
City	DES MOINES
State	IA
Zip	50317-4734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 SUMMERSFIELD PLAT 1
Legal Subdivision	SUMMERSFIELD PLAT 1
Legal Lot Number	25
Jurisdiction	POLK IA
Township / Civil Division	DELAWARE
Census Block Group	2
Census Block	2051
Census Tract	10602

Owner

4225 E 48th St is owned and occupied by an individual who acquired it in July 2023.

Source: Polk County records, as of October 13, 2025

Owner of Record	Individual Name on File
Mailing Address	4225 E 48TH ST, DES MOINES, IA 50317-4734
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 25, 2020	Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage LEGACY BANK
Jul 6, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2009 · Amount on File
Deed Sale	Nov 2, 2009 · Amount on File
Deed Document Number	20092010-00037418
Deed Book / Page	13261 / 409
Last Transfer Date	Jul 5, 2023
Transfer Doc	0000036032
Record Updated	Sep 20, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Jul 11, 2023
Property Address	4225 E 48TH ST, DES MOINES, IA 50317-4734
Document Number	0000036032
Book / Page	19534 / 528
Instrument Date	Jul 5, 2023
Instrument	2023-00036032
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4225 E 48TH ST, DES MOINES, IA 50317-4734

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4225 E 48TH ST, DES MOINES, IA 50317-4734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080276
Date	Mar 25, 2020
Book Page	17749/395
Instrument	2019-00080276

Lender

Name	COMMUNITY STATE BANK
Type	Bank
Address	ANKENY, IA 50021

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4225 E 48TH ST, DES MOINES, IA 50317-4734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021459
Date	Sep 6, 2019
Book Page	17484/0001
Instrument	2019-00021459

Lender

Name	LEGACY BANK
Type	Bank
Address	BONDURANT, IA 50035

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4225 E 48TH ST, DES MOINES, IA 50317-4734
Document Number	0000002065
Instrument Date	Jul 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4225 E 48TH ST DES MOINES IA 503174734, DES MOINES, IA 50317-4734

Mortgage

Document Number	0000002065
Date	Jul 9, 2018
Book Page	016992/000299
Instrument	2065

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	JOHNSTON, IA 50131

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Southeast Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$303,100 Land $63,600 Building $239,500	$303,100 Land $63,600 Building $239,500
2024	$5,472.00
2023		$283,700 (+20.72%) Land $58,900 Building $224,800	$283,700 Land $58,900 Building $224,800
2022		$235,000 Land $50,600 Building $184,400
2021			$235,000 Land $50,600 Building $184,400
2020	$5,380.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4225 E 48th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4225 E 48th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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