4238 E 48th St, Des Moines, IA 50317 Property Records

Polk County property record for 4238 E 48th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,364 sqft · built 2007
Lot Size	0.252 acres (10,982 sqft)
Owner	Individual Name on Record
Last Sale	$191,000 (Sep 2014)
Tax Bill	$5,134 (2024)
Deeds & Mortgages	Jun 2022 Second Mortgage Jun 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`7923-22-152-016`

Property Details

APN / Parcel Number

Primary APN	`7923-22-152-016`
Alternative APN	`060/07934-229-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
Gross Area	2,856 sqft
1st Floor Area	1,364 sqft
Basement Area	1,364 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 2007
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,982 sqft (0.252 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Deck Area	132 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	4238 E 48TH ST
City	DES MOINES
State	IA
Zip	50317-4734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 SUBJ TO BIKE TRAIL EAS SUMMERSFIELD PLAT 1
Legal Subdivision	SUMMERSFIELD PLAT 1
Legal Lot Number	29
Jurisdiction	POLK IA
Township / Civil Division	DELAWARE
Census Block Group	2
Census Block	2051
Census Tract	10602

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4238 E 48TH ST, DES MOINES, IA 50317-4734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU
Jun 3, 2022	Legal Action/Court Order, Foreclosure · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2014 · Amount on Record
Deed Sale	Sep 9, 2014 · Amount on Record
Prior Sale	Sep 9, 2014 · Amount on Record
Deed Document Number	0000034875
Deed Book / Page	015316 / 000411
Last Transfer Date	Jun 3, 2022
Transfer Doc	0000045117
Record Updated	Jun 7, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4238 E 48TH ST, DES MOINES, IA 50317-4734
Transaction Type	Mortgage
Record Updated	Jun 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045120
Date	Jun 3, 2022
Book Page	19136/610
Instrument	2022-00045120

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 5, 2032

June 2022: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	POLK IA
Recording Date	Jun 3, 2022
Property Address	4238 E 48TH ST, DES MOINES, IA 50317-4734
Document Number	0000045117
Book / Page	19136 / 590
Instrument Date	May 26, 2022
Instrument	2022-00045117
Transaction Type	Foreclosure
Record Updated	Jun 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$508.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4238 E 48TH ST, DES MOINES, IA 50317-4734

Mortgage

Document Number	0000045119
Date	Jun 3, 2022
Book Page	19136/594
Instrument	2022-00045119

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 5, 2032
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Southeast Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$279,200 (+6.93%) Land $73,100 Building $206,100	$279,200 (+6.93%) Land $73,100 Building $206,100
2024	$5,134.00 (+3.93%)
2023		$261,100 Land $67,700 Building $193,400	$261,100 Land $67,700 Building $193,400
2020	$4,940.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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