4302 Cactus Trl, Temple, TX 76502 Property Records

Bell County property record for 4302 Cactus Trl, Temple, TX 76502 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,356 sqft · built 1982
Lot Size	0.224 acres (9,746 sqft)
Last Sale	$176,300 (Jun 2021)
Tax Bill	$3,573 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0030460662`

Property Details

APN / Parcel Number

Primary APN	`0030460662`
Alternative APNs	`718534` `96084`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,356 sqft Living Area
Gross Area	1,620 sqft
1st Floor Area	1,356 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,746 sqft (0.224 acres)
Lot Dimensions	102 ft deep x 93 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Canopy	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4302 CACTUS TRL
City	TEMPLE
State	TX
Zip	76502-3239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANYON CREEK PHASE II, BLOCK 007, LOT 0069, (93.225 X 102.51)
Legal Subdivision	CANYON CREEK PHASE II
Legal Block	7
Legal Lot Number	69
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	4
Census Block	4005
Census Tract	21301

Owner

Source: Bell County records · APN 0030460662

Assessment roll updated February 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Mailing Address	4302 CACTUS TRL, TEMPLE, TX 76502-3239
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	Jun 24, 2021 · Amount on Record
Deed Sale	Jun 24, 2021 · Amount on Record
Prior Sale	May 19, 2010 · Amount on Record
Deed Document Number	202139962
Record Updated	Sep 20, 2026

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 24, 2021
Property Address	4302 CACTUS TRL, TEMPLE, TX 76502-3239
Document Number	0000039962
Map Reference	CAB A SL 39-B
Instrument Date	Jun 01, 2021
Instrument	2021039962
Transaction Type	Transfer
Record Updated	Jul 07, 2021
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4302 CACTUS TRL, TEMPLE, TX 76502-3239

Mortgage

Document Number	0000039963
Date	Jun 24, 2021
Instrument	2021039963

Lender

Name	SWIFT MORTGAGE LLC
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,573.00 (-7.41%)	$237,910 (+1.17%) Land $40,000 Building $197,910	$237,910 (+1.17%) Land $40,000 Building $197,910
2023	$3,859.00 (-26.41%) Homeowner's exemption	$235,163 Land $28,000 Building $207,163	$235,163 Land $28,000 Building $207,163
2022	$5,244.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270213014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 518 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Radiate Holdings	Cable	1,500 / 50
Spectrum	Cable	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless	500 / 100
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Altitude ISP, SOS Communications, Radiate Holdings, Spectrum, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.