Bell County property record for 4301 Cactus Trl, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,643 sqft · built 1982 |
| Lot Size | 0.211 acres (9,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $209,720 (Jun 2026) |
| Tax Bill | $3,285 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0030460520 |
| Primary APN | 0030460520 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,643 sqft Living Area |
| 1st Floor Area | 1,643 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,197 sqft (0.211 acres) |
| Lot Dimensions | 102 ft deep x 87 ft wide |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 10 sqft |
| Patio Area | 99 sqft |
| Storage Building | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4301 CACTUS TRL |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76502-3240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COMB |
| Legal Description | CANYON CREEK PHASE II, BLOCK 006, LOT 0008 |
| Legal Subdivision | CANYON CREEK PHASE II |
| Legal Block | 6 |
| Legal Lot Number | 8 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 21301 |
Source: Bell County records · APN 0030460520
Assessment roll updated February 9, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1827 W GREENLEAF AVE, F, ANAHEIM, CA 92801-4036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jun 04, 2026 | Deed, Transfer · VA Mortgage FIRST COVENANT BANK |
| Jul 24, 2020 | Deed of Trust, Mortgage TEXELL CU |
| Oct 12, 2017 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 04, 2026 · Amount on Record |
| Deed Sale | Jun 04, 2026 · Amount on Record |
| Prior Sale | Oct 12, 2017 · Amount on Record |
| Deed Document Number | 202628044 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jun 04, 2026 |
| Property Address | 4301 CACTUS TRL, TEMPLE, TX 76502-3240 |
| Document Number | 0000028044 |
| Instrument Date | May 29, 2026 |
| Instrument | 202628044 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | FIRST COUNTY TITLE, FIRST COMMUNITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1827 W GREENLEAF AVE, ANAHEIM, CA 92801-4036 |
| Document Number | 0000028045, |
|---|---|
| Date | Jun 04, 2026 |
| Instrument | 202628045 |
| Name | FIRST COVENANT BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 4301 CACTUS TRL, TEMPLE, TX 76502-3240 |
| Document Number | 0000041476 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4301 CACTUS TRL TEMPLE TX 765023240, TEMPLE, TX 76502-3240 |
| Document Number | 0000041476 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 41476 |
| Name | TEXELL CU |
|---|---|
| Address | TEMPLE, TX 76503 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Oct 12, 2017 |
| Property Address | 4301 CACTUS TRL, TEMPLE, TX 76502-3240 |
| Document Number | 0000042895 |
| Instrument Date | Oct 04, 2017 |
| Instrument | 42895 |
| Transaction Type | Transfer |
| Record Updated | Nov 08, 2017 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4301 CACTUS TRL TEMPLE TX 765023240, TEMPLE, TX 76502-3240 |
| Document Number | 42896 |
|---|---|
| Date | Oct 12, 2017 |
| Instrument | 42896 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 11, 2047 |
Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Temple Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,285.00 (+5.49%) | $223,575 (-8.05%) | $244,703 (+0.64%) Land $40,000 Building $204,703 |
| 2023 | $3,114.00 (-12.77%) Homeowner's exemption | $243,153 Land $28,000 Building $215,153 | $243,153 Land $28,000 Building $215,153 |
| 2022 | $3,570.00 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Radiate Holdings Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Altitude ISP, SOS Communications.
Based on FCC filings for 518 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TEMPLE serves 94,935 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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