4401 Cactus Trl, Temple, TX 76502 Property Records

Bell County property record for 4401 Cactus Trl, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,276 sqft · built 1983
Lot Size	0.156 acres (6,825 sqft)
Owner	Individual Name on Record
Tax Bill	$6,063 (2023)
Deeds & Mortgages	Sep 2021 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0030460528`

Property Details

APN / Parcel Number

Primary APN	`0030460528`
Alternative APNs	`827772` `78662`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,276 sqft Living Area
Gross Area	1,924 sqft
1st Floor Area	1,276 sqft
2nd Floor Area	648 sqft
Upper Floors Area	648 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,825 sqft (0.156 acres)
Lot Dimensions	105 ft deep x 65 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	827772
Street Address	4401 CACTUS TRL
City	TEMPLE
State	TX
Zip	76502-3242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	CANYON CREEK PHASE II, BLOCK 006, LOT 0012, (65' X 105') (65' X 105')
Legal Subdivision	CANYON CREEK PHASE II
Legal Block	6
Legal Lot Number	12
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	4
Census Block	4006
Census Tract	21301

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8280 SHAW RD, ROGERS, TX 76569-3725
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Vendor's Lien, Transfer · Commercial Mortgage CENTRAL NATIONAL BANK
May 15, 2017	Vendor's Lien, Transfer · Conventional Mortgage INFINITY MORTGAGE HOLDINGS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2021
Deed Sale	Sep 9, 2021
Prior Sale	May 15, 2017
Deed Document Number	2021058593
Record Updated	Jun 7, 2026

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Sep 9, 2021
Property Address	4401 CACTUS TRL, TEMPLE, TX 76502-3242
Document Number	0000058593
Map Reference	CAB A SL 39-B
Instrument Date	Sep 2, 2021
Instrument	2021058593
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4028 E 66 N, 4028, RIGBY, ID 83442-4906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4513 STAGECOACH TRL, TEMPLE, TX 76502-3869

Mortgage

Document Number	0000058594
Date	Sep 9, 2021
Instrument	2021058594

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 15, 2017
Property Address	4401 CACTUS TRL, TEMPLE, TX 76502-3242
Document Number	0000019622
Map Reference	CAB A SL39-B
Instrument Date	May 12, 2017
Instrument	2017-00019622
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	902 NAVAJO TRL, 902, MC GREGOR, TX 76657-1072

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 CACTUS TRL, TEMPLE, TX 76502-3242

Mortgage

Document Number	0000019623
Date	May 15, 2017
Instrument	2017-00019623

Lender

Name	INFINITY MORTGAGE HOLDINGS LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,063.00 (-1.48%)	$264,460 Land $28,000 Building $236,460	$264,460 Land $28,000 Building $236,460
2022	$6,154.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP, SOS Communications.

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