4301 Grace St, Unit 4, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4301 Grace St, Unit 4, Capitola, CA 95010

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,702 sqft · built 1985
Lot Size	0.032 acres (1,394 sqft)
Owner	2 Company Names on Record
Last Sale	$1,210,000 (Dec 2024)
Tax Bill	$14,909 (2025)
Deeds & Mortgages	Apr 2021 Transfer Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034-202-22`

Property Details

APN / Parcel Number

Primary APN	`034-202-22`
Alternative APN	`034-202-22-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,702 sqft Living Area
Gross Area	2,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,394 sqft (0.032 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Deck Area	12 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4301 GRACE ST, 4
City	CAPITOLA
State	CA
Zip	95010-3575
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Subdivision	ARTHUR MERRILL
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2004
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 3479, OLYMPIC VALLEY, CA 96146-3479
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Apr 1, 2021	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jan 24, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2024 · Amount on Record
Deed Sale	Dec 26, 2024 · Amount on Record
Prior Sale	Apr 1, 2021 · Amount on Record
Deed Document Number	202425782
Prior Transfer Date	Mar 29, 2021
Prior Transfer Doc	0000018561
Record Updated	Sep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 1, 2021
Property Address	4301 GRACE ST UNIT 4, 4, CAPITOLA, CA 95010-3575
Document Number	0000018561
Map Reference	MB 3698 P 165
Instrument Date	Mar 29, 2021
Instrument	2021-0018561
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 B MONTECITO AVE #38 # 38, 38, MOUNTAIN VIEW, CA 94043

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 1, 2021
Property Address	4301 GRACE ST UNIT 4, 4, CAPITOLA, CA 95010-3575
Document Number	0000018562
Map Reference	MB 3658 PG 792
Instrument Date	Mar 24, 2021
Instrument	2021-0018562
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,133.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1375 MONTECITO AVE APT 38, 38, MOUNTAIN VIEW, CA 94043-4575

Mortgage

Document Number	0000018563
Date	Apr 1, 2021
Instrument	2021-0018563

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 24, 2017
Property Address	4301 GRACE ST UNIT 4, 4, CAPITOLA, CA 95010-3575
Document Number	0000002699
Instrument Date	Jan 23, 2017
Instrument	2699
Transaction Type	Transfer
Record Updated	Mar 3, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2655 BROMMER ST #50 SANTA CRUZ CA 950623501, 50, SANTA CRUZ, CA 95062-3501

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,234,200 (+2%) Land $863,940 Building $370,260
2025	$14,909.00 (+18.11%) Homeowner's exemption	$1,210,000 (+12.91%) Land $847,000 Building $363,000
2023	$12,623.00 (+1.07%) Homeowner's exemption	$1,071,612 Land $642,967 Building $428,645	$993,150
2022	$12,489.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

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