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4301 Grace St, Unit 3, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4301 Grace St, Unit 3, Capitola, CA 95010

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,702 sqft · built 1985
Lot Size0.032 acres (1,394 sqft)
Owner2 Trust Names on Record
Last Sale$845,000 (Jul 2020)
Tax Bill$11,634 (2025)
Deeds & MortgagesOct 2021 Mortgage
Dec 2020 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN034-202-19

Property Details

APN / Parcel Number

Primary APN034-202-19
Alternative APN
  • 034-202-19-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,702 sqft Living Area
Gross Area2,112 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleCondo/Apartment
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area1,394 sqft (0.032 acres)
Garage TypeAttached
Garage Area410 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4301 GRACE ST, 3
CityCAPITOLA
StateCA
Zip95010-3575
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionMAP 3698 PG 165 UNIT 3
Legal SubdivisionARTHUR MERRILL
Legal Lot NumberA
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2004
Census Tract121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address4301 GRACE ST, 3, CAPITOLA, CA 95010-3575
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
ANGEL OAK HOME LOANS LLC
Dec 8, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 12, 2021Correction Deed
Jul 20, 2020Grant Deed, Transfer · Conventional Mortgage
LENDSURE MORTGAGE CORP
Jan 24, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2020 · Amount on Record
Deed SaleJul 20, 2020 · Amount on Record
Prior SaleMay 27, 2011 · Amount on Record
Deed Document Number202026586
Last Transfer DateNov 16, 2020
Transfer Doc0000009304
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address4301 GRACE ST UNIT 3, 3, CAPITOLA, CA 95010-3575
Transaction TypeMortgage
Record UpdatedNov 11, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4301 GRACE ST 3, 3, CAPITOLA, CA 95010-3575

Mortgage

Document Number0000053818
DateOct 27, 2021
Instrument2021-0053818
Lender
NameANGEL OAK HOME LOANS LLC
TypeMortgage Company
AddressATLANTA, GA 30328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term481 Months
DueNov 1, 2061

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 8, 2020
Property Address4301 GRACE ST UNIT 3, 3, CAPITOLA, CA 95010-3575
Document Number0000052818
Instrument DateNov 16, 2020
Instrument52818
Transaction TypeTransfer
Record UpdatedDec 24, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4301 GRACE ST #3 CAPITOLA CA 950103575, 3, CAPITOLA, CA 95010-3575

February 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionSANTA CRUZ CA
Recording DateFeb 12, 2021
Property Address4301 GRACE ST UNIT 3, 3, CAPITOLA, CA 95010-3575
Document Number0000009304
Map ReferenceMB 3698 PG 165
Instrument DateNov 16, 2020
Instrument2021-0009304
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address4301 GRACE ST UNIT 3, 3, CAPITOLA, CA 95010-3575

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 20, 2020
Property Address4301 GRACE ST UNIT 3, 3, CAPITOLA, CA 95010-3575
Document Number0000026586
Map ReferenceMB 43 PG 43
Instrument DateJul 8, 2020
Instrument2020-0026586
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4301 GRACE ST UNIT 3, 3, CAPITOLA, CA 95010-3575

Mortgage

Document Number0000026587
DateJul 20, 2020
Instrument2020-0026587
Lender
NameLENDSURE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJan 24, 2017
Property Address4301 GRACE ST UNIT 3, 3, CAPITOLA, CA 95010-3575
Document Number0000002698
Instrument DateJan 23, 2017
Instrument2698
Transaction TypeTransfer
Record UpdatedMar 3, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2655 BROMMER ST #50 SANTA CRUZ CA 950623501, 50, SANTA CRUZ, CA 95062-3501

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$932,948 (+2%) Land $559,769 Building $373,179
2025$11,634.00 (+9.72%)$914,655 (+4.04%) Land $548,793 Building $365,862
2023$10,603.00 (+1.13%)$879,138 Land $527,483 Building $351,655$855,810
2022$10,485.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Surfnet Communications
Fixed Wireless		100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

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