4301 Grace St, Unit 2, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4301 Grace St, Unit 2, Capitola, CA 95010

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,702 sqft · built 1985
Lot Size	0.034 acres (1,481 sqft)
Owner	Individual Name on Record
Last Sale	$958,000 (Sep 2026)
Tax Bill	$5,106 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`034-202-20`

Property Details

APN / Parcel Number

Primary APN	`034-202-20`
Alternative APN	`034-202-20-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,702 sqft Living Area
Gross Area	2,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,481 sqft (0.034 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4301 GRACE ST, 2
City	CAPITOLA
State	CA
Zip	95010-3575
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	ARTHUR MERRILL
Legal Lot Number	A
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2004
Census Tract	121701

Owner

Source: Santa Cruz County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4301 GRACE ST, 2, CAPITOLA, CA 95010-3575
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Grant Deed, Transfer · Conventional Mortgage INTERCAP LENDING
May 20, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2026 · Amount on Record
Deed Sale	Sep 16, 2026 · Amount on Record
Deed Document Number	202620793
Prior Transfer Date	Feb 20, 2002
Prior Transfer Doc	0000017922
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 16, 2026
Property Address	4301 GRACE ST, 2, CAPITOLA, CA 95010-3575
Document Number	0000020793
Instrument Date	Sep 1, 2026
Instrument	202620793
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	CORNERSTONE TITLE GROUP, CORNERSTONE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106,433.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4301 GRACE ST, 2, CAPITOLA, CA 95010-3575

Mortgage

Document Number	0000020794,
Date	Sep 16, 2026
Instrument	202620794

Lender

Name	INTERCAP LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 20, 2021
Property Address	4301 GRACE ST UNIT 2, 2, CAPITOLA, CA 95010-3575
Document Number	0000028689
Map Reference	MB 3698 PG 165
Instrument Date	May 17, 2021
Instrument	2021-0028689
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4301 GRACE ST UNIT 2, 2, CAPITOLA, CA 95010-3575

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,678 (+2%) Land $147,366 Building $206,312
2025	$5,106.00 (+11.44%)	$346,744 (+4.04%) Land $144,477 Building $202,267
2023	$4,582.00 (+1.69%) Homeowner's exemption	$333,279 Land $138,867 Building $194,412	$799,380
2022	$4,506.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

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