Rowan County property record for 430 Rolling Acres, Morehead, KY 40351
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 1,920 sqft |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $40,000 (Nov 2015) |
| Tax Bill | $721 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-00 00 019.02 |
| Primary APN | 012-00 00 019.02 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,920 sqft Living Area |
| Lot Area | 217,800 sqft (5 acres) |
|---|
| Account Number | 7500 |
|---|---|
| Street Address | 430 ROLLING ACRES |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-7638 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 5A+- TRACT 2 2016 32X60 DW & GARAGE OFF KY 801 NORTH & I-64 |
| Legal Tract | 2 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 950201 |
430 Rolling Acres, a mobile home, is owned and occupied by an individual who bought it in November 2015.
Source: Rowan County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 430 ROLLING ACRES, MOREHEAD, KY 40351-7638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2015 · Amount on File |
| Deed Sale | Nov 10, 2015 · Amount on File |
| Deed Document Number | 394895 |
| Deed Book / Page | D258 / 010 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 430 ROLLING ACRES, MOREHEAD, KY 40351-7638 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00A423/551 |
|---|---|
| Date | Sep 12, 2020 |
| Book Page | A423/551 |
| Instrument | 2006401 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | 45020 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Aug 16, 2035 |
The 2025 property tax bill for 430 Rolling Acres was $721 with a disabled person's exemption.
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $721.00 Disabled Person's exemption | $135,300 Land $40,000 Building $95,300 | $135,300 Land $40,000 Building $95,300 |
| 2023 | $757.00 Disabled Person's exemption | $135,300 Land $40,000 Building $95,300 | $135,300 Land $40,000 Building $95,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 430 Rolling Acres in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 9 (2002–2015) |
| Most Recent Claim | May 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 430 Rolling Acres is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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