419 Rolling Acres, Morehead, KY 40351 Property Records

Rowan County property record for 419 Rolling Acres, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,392 sqft · built 1996
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Aug 2019)
Tax Bill	$1,674 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Apr 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`012-00 00 027.04`

Property Details

APN / Parcel Number

Primary APN	`012-00 00 027.04`
Alternative APNs	`1369` `1420` `1502`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Building Area	2,392 sqft Living Area

Exterior

Year Built	Built 1996
Architectural Style	Other
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	1502
Street Address	419 ROLLING ACRES
City	MOREHEAD
State	KY
Zip	40351-7638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE GARAGE + BLDG & 1 A+- 0FF KY 801 N
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	3
Census Block	3010
Census Tract	950201

Owner

419 Rolling Acres is owned and occupied by an individual who bought it in August 2019.

Source: Rowan County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	419 ROLLING ACRES, MOREHEAD, KY 40351-7638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF GRAYSON
Apr 20, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 17, 2024	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Aug 27, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE SUPPLIERS INC
Dec 7, 2017	Survivorship Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2019 · Amount on File
Deed Sale	Aug 27, 2019 · Amount on File
Prior Sale	May 28, 2010 · Amount on File
Deed Document Number	2001089
Deed Book / Page	D273 / 210
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	419 ROLLING ACRES, MOREHEAD, KY 40351-7638
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A402/642
Date	Feb 22, 2019
Book Page	A402/642
Instrument	412965

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank
Address	WEST LIBERTY, KY 41472

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	419 ROLLING ACRES, MOREHEAD, KY 40351-7638
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 ROLLING ACRES, MOREHEAD, KY 40351-7638
Investor	Possibly a Property Investor

Mortgage

Document Number	00A459/139
Date	Apr 20, 2023
Book Page	A459/139
Instrument	2022400

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	317 Months
Due	Sep 1, 2049

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	419 ROLLING ACRES, MOREHEAD, KY 40351-7638
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 ROLLING ACRES, MOREHEAD, KY 40351-7638
Investor	Possibly a Property Investor

Mortgage

Document Number	00A473/751
Date	Sep 17, 2024
Book Page	A473/751
Instrument	2032196

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 1, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN KY
Recording Date	Aug 27, 2019
Property Address	419 ROLLING ACRES, MOREHEAD, KY 40351-7638
Document Number	00D273/210
Book / Page	D273 / 210
Instrument Date	Aug 16, 2019
Instrument	2001089
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	TITLE SUPPLIERS LLC, TITLE SUPPLIERS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 HIGHWAY 1162, WEST LIBERTY, KY 41472-8478

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	419 ROLLING ACRES, MOREHEAD, KY 40351-7638
Investor	Possibly a Property Investor

Mortgage

Document Number	0002001090
Date	Aug 27, 2019
Instrument	2001090

Lender

Name	MORTGAGE SUPPLIERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

December 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MORGAN KY
Recording Date	Dec 7, 2017
Property Address	419 ROLLING ACRES, MOREHEAD, KY 40351-7638
Document Number	DB236/0925
Book / Page	DB 236 / 0925
Instrument Date	Dec 5, 2017
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	637 MAIN ST, 637, WEST LIBERTY, KY 41472-1017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	419 ROLLING ACRES, MOREHEAD, KY 40351-7638

Tax Assessment & Valuation

The 2025 property tax bill for 419 Rolling Acres was $1,674.

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,674.00	$200,000 Land $20,000 Building $180,000	$200,000 Land $20,000 Building $180,000
2023	$1,704.00	$200,000 Land $20,000 Building $180,000	$200,000 Land $20,000 Building $180,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 419 Rolling Acres in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	9 (2002–2015)
Most Recent Claim	May 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims Severe Storms And Flooding, Mar 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 419 Rolling Acres is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Nearby Properties on Rolling Acres

Nearby Streets

All Morehead, KY Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures