Rowan County property record for 400 Rolling Acres, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,408 sqft · built 1994 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Sep 2024) |
| Tax Bill | $1,422 (2025) |
| Deeds & Mortgages | Sep 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-00 00 019.04 |
| Primary APN | 012-00 00 019.04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,408 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 6352 |
|---|---|
| Street Address | 400 ROLLING ACRES |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-7638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE GAR/BARN & 2A+- OFF KY 801 NORTH |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 950201 |
400 Rolling Acres is owned by an individual who bought it in September 2024.
Source: Rowan County records, as of April 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2580 WHITE OAK RD, OWINGSVILLE, KY 40360-9240 |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2024 · Amount on File |
| Deed Sale | Sep 16, 2024 · Amount on File |
| Prior Sale | Nov 12, 2008 · Amount on File |
| Deed Document Number | 20242032149 |
| Deed Book / Page | 293 / 182 |
| Transfer Doc | 00D238/606 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Sep 16, 2024 |
| Property Address | 400 ROLLING ACRES, MOREHEAD, KY 40351-7638 |
| Document Number | 00D293/182 |
| Book / Page | D293 / 182 |
| Instrument Date | Sep 4, 2024 |
| Instrument | 2032149 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 400 ROLLING ACRES, MOREHEAD, KY 40351-7638 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2580 WHITE OAK RD, OWINGSVILLE, KY 40360-9240 |
| Document Number | 0002032150 |
|---|---|
| Date | Sep 16, 2024 |
| Instrument | 2032150 |
| Name | PEOPLES BANK OF KENTUCKY INC |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 4, 2054 |
The 2025 property tax bill for 400 Rolling Acres was $1,422.
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,422.00 | $170,000 Land $30,000 Building $140,000 | $170,000 Land $30,000 Building $140,000 |
| 2023 | $1,235.00 | $145,000 Land $30,000 Building $115,000 | $145,000 Land $30,000 Building $115,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 Rolling Acres in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 9 (2002–2015) |
| Most Recent Claim | May 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 Rolling Acres is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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