430 River Bluff Cir, Naperville, IL 60540 Property Records

DuPage County property record for 430 River Bluff Cir, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,860 sqft · built 1985
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Company Names on File
Last Sale	$340,000 (Sep 2003)
Tax Bill	$9,755 (2025)
Deeds & Mortgages	Dec 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-24-110-002`

Property Details

APN / Parcel Number

Primary APN	`07-24-110-002`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,860 sqft Living Area
Gross Area	3,702 sqft
1st Floor Area	1,860 sqft
Basement Area	1,842 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	11.3 ft deep x 7 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	430 RIVER BLUFF CIR
City	NAPERVILLE
State	IL
Zip	60540-5250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	RIVER BEND ASSMT PLAT NO 6 ALL
Legal Subdivision	RIVER BEND ASSMT PLAT
Legal Lot Number	143
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	2
Census Block	2014
Census Tract	846504

Owner

430 River Bluff Cir is owned by a company that bought it in September 2003 and is owner-occupied.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Company Names on File
Mailing Address	430 RIVER BLUFF CIR, NAPERVILLE, IL 60540-5250
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2003 · Amount on File
Deed Sale	Sep 19, 2003 · Amount on File
Prior Sale	Dec 23, 1993
Deed Document Number	2003367910
Prior Transfer Date	Dec 8, 1993
Prior Transfer Doc	0000301134
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Dec 8, 2022
Property Address	430 RIVER BLUFF CIR, NAPERVILLE, IL 60540-5250
Document Number	0000106529
Map Reference	DOC R80-73333
Instrument Date	Nov 28, 2022
Instrument	R2022-106529
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 RIVER BLUFF CIR, NAPERVILLE, IL 60540-5250

Tax Assessment & Valuation

The 2025 property tax bill for 430 River Bluff Cir was $9,755 with a veteran's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,755.00	$183,312 Land $50,178 Building $133,134	$549,936 Land $150,534 Building $399,402
2022	$9,195.00 Homeowner's exemption Senior Citizen's exemption	$153,320 Land $44,240 Building $109,080	$459,960 Land $132,720 Building $327,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 430 River Bluff Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	22 (1996–2025)
Claims Outside the SFHA	6 of 22
Most Recent Claim	Apr 2025 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms And Flooding, Sep 2008 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 River Bluff Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20