DuPage County property record for 418 River Bluff Cir, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,776 sqft · built 1988 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $550,000 (Nov 2021) |
| Tax Bill | $12,420 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Feb 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-24-111-006 |
| Primary APN | 07-24-111-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,776 sqft Living Area |
| Gross Area | 4,549 sqft |
| 1st Floor Area | 1,773 sqft |
| 2nd Floor Area | 1,003 sqft |
| Basement Area | 1,773 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 10.1 ft deep x 7 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 418 RIVER BLUFF CIR |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-5271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | RIVER BEND A P NO 24 ALL |
| Legal Subdivision | RIVER BEND A P NO 24 |
| Legal Lot Number | 120 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 846504 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 418 RIVER BLUFF CIR, NAPERVILLE, IL 60540-5271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2021 | Deed, Transfer · Conventional Mortgage BUSEY BANK |
| Feb 10, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| May 28, 2019 | Affidavit of Death, Transfer HOME CLOSING SERVICES INC, HOME CLOSING SVCS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2021 · Amount on Record |
| Deed Sale | Nov 1, 2021 · Amount on Record |
| Prior Sale | May 28, 2019 · Amount on Record |
| Deed Document Number | 2021159687 |
| Prior Transfer Date | Dec 12, 2019 |
| Prior Transfer Doc | 0000013920 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Nov 1, 2021 |
| Property Address | 418 RIVER BLUFF CIR, NAPERVILLE, IL 60540-5271 |
| Document Number | 0000159687 |
| Map Reference | DOC R80-73333 |
| Instrument Date | Oct 16, 2021 |
| Instrument | R2021-159687 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 418 RIVER BLUFF CIR, NAPERVILLE, IL 60540-5271 |
| Document Number | 0000159688 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | R2021-159688 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Feb 10, 2020 |
| Property Address | 418 RIVER BLUFF CIR, NAPERVILLE, IL 60540-5271 |
| Document Number | 0000013920 |
| Instrument Date | Dec 12, 2019 |
| Instrument | 13920 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 418 RIVER BLUFF CIR NAPERVILLE IL 605405271, NAPERVILLE, IL 60540-5271 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | May 28, 2019 |
| Property Address | 418 RIVER BLUFF CIR, NAPERVILLE, IL 60540-5271 |
| Document Number | 0000040987 |
| Instrument Date | May 15, 2019 |
| Instrument | 40987 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2019 |
| Title Company | HOME CLOSING SERVICES INC, HOME CLOSING SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $699.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 418 RIVER BLUFF CIR NAPERVILLE IL 605405271, NAPERVILLE, IL 60540-5271 |
| Document Number | 40988 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 40988 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 27, 2049 |
| Rate | 3.87% |
|---|
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | May 28, 2019 |
| Property Address | 418 RIVER BLUFF CIR, NAPERVILLE, IL 60540-5271 |
| Document Number | 0000040986 |
| Instrument Date | May 15, 2019 |
| Instrument | 40986 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2019 |
| Title Company | HOME CLOSING SERVICES INC, HOME CLOSING SVCS INC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 418 RIVER BLUFF CIR NAPERVILLE IL 605405271, NAPERVILLE, IL 60540-5271 |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,420.00 (+17.69%) | $229,019 (+35.24%) Land $54,594 Building $174,425 | $687,057 (+35.24%) Land $163,782 Building $523,275 |
| 2022 | $10,553.00 Homeowner's exemption | $169,340 Land $44,240 Building $125,100 | $508,020 Land $132,720 Building $375,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 22 (1996–2025) |
| Claims Outside the SFHA | 6 of 22 |
| Most Recent Claim | Apr 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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