DuPage County property record for 417 River Bluff Cir, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,113 sqft · built 1986 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $600,000 (Nov 2023) |
| Tax Bill | $11,548 (2025) |
| Deeds & Mortgages | Nov 2023 Sale Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-24-110-006 |
| Primary APN | 07-24-110-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,113 sqft Living Area |
| Gross Area | 4,202 sqft |
| 1st Floor Area | 2,113 sqft |
| Basement Area | 2,089 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 7,405 sqft (0.17 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 417 RIVER BLUFF CIR |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-5244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | RIVER BEND A P NO 16 ALL |
| Legal Subdivision | RIVER BEND A P NO 16 |
| Legal Lot Number | 139 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 846504 |
417 River Bluff Cir is owner-occupied and held in a trust since November 2023.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 417 RIVER BLUFF CIR, NAPERVILLE, IL 60540-5244 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2023 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Jul 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage LENDSURE MORTGAGE CORP |
| May 25, 2018 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2023 · Amount on File |
| Deed Sale | Nov 21, 2023 · Amount on File |
| Prior Sale | Jul 20, 2022 · Amount on File |
| Deed Document Number | 202374845 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Nov 21, 2023 |
| Property Address | 417 RIVER BLUFF CIR, NAPERVILLE, IL 60540-5244 |
| Document Number | 0000074845 |
| Instrument Date | Oct 20, 2023 |
| Instrument | R2023-074845 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 RIVER BLUFF CIR, NAPERVILLE, IL 60540-5244 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jul 20, 2022 |
| Property Address | 417 RIVER BLUFF CIR, NAPERVILLE, IL 60540-5244 |
| Document Number | 0000068812 |
| Map Reference | DOC R80-73333 |
| Instrument Date | May 26, 2022 |
| Instrument | R2022-068812 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $505.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 890 SUPREME DR, BENSENVILLE, IL 60106-1107 |
| Investor | Possibly a Property Investor |
| Document Number | 0000068813 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | R2022-068813 |
| Name | LENDSURE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | May 25, 2018 |
| Property Address | 417 RIVER BLUFF CIR, NAPERVILLE, IL 60540-5244 |
| Document Number | 0000046491 |
| Instrument Date | May 15, 2018 |
| Instrument | 46491 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2018 |
| Title Company | HOME CLOSING SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $679.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 RIVER BLUFF CIR NAPERVILLE IL 605405244, NAPERVILLE, IL 60540-5244 |
| Document Number | 46492 |
|---|---|
| Date | May 25, 2018 |
| Instrument | 46492 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 24, 2048 |
The 2025 property tax bill for 417 River Bluff Cir was $11,548, up 9.1% from the year before.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,548.00 (+9.1%) | $198,065 (+9.67%) Land $54,594 Building $143,471 | $594,195 (+9.67%) Land $163,782 Building $430,413 |
| 2024 | $10,585.00 | $180,601 Land $49,780 Building $130,821 | $541,803 Land $149,340 Building $392,463 |
| 2022 | $10,066.00 Homeowner's exemption | $161,790 Land $44,240 Building $117,550 | $485,370 Land $132,720 Building $352,650 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 417 River Bluff Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 22 (1996–2025) |
| Claims Outside the SFHA | 6 of 22 |
| Most Recent Claim | Apr 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 417 River Bluff Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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