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430 Pine St, Chesaning, MI 48616 Property Records

Saginaw County property record for 430 Pine St, Chesaning, MI 48616

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,220 sqft · built 1902
Lot Size0.218 acres (9,496 sqft)
Owner2 Individual Names on File
Last Sale$128,000 (Jun 2004)
Tax Bill$3,595 (2025)
Deeds & MortgagesApr 2026 Mortgage
Oct 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN13-09-3-16-0437-700

Property Details

APN / Parcel Number

Primary APN13-09-3-16-0437-700
Alternative APN
  • 13093160437A00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,220 sqft Living Area
1st Floor Area1,284 sqft
Basement Area1,284 sqft
Unfinished Basement1,284 sqft

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1902
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,496 sqft (0.218 acres)
Lot Dimensions132 ft deep x 72 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area200 sqft
PorchCovered Porch
Porch Area384 sqft
Deck AreaDeck Area
Patio Area806 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address430 PINE ST
CityCHESANING
StateMI
Zip48616-1256
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 8 & S 6 FT OF LOT 9 BLK 13 CHAPMANS ADD VILLAGE OF CHESANING SEC 16 T09N R3E
Legal Range03E
Legal Township09N
Legal Section16
Legal SubdivisionCHAPMANS ADD
Legal Block13
Legal Lot Number8-9
JurisdictionSAGINAW MI
Township / Civil DivisionCHESANING
Census Block Group2
Census Block2013
Census Tract12700

Owner

430 Pine St is owned and occupied by two individuals who bought it in June 2004.

Source: Saginaw County records, as of August 21, 2026

Owner of Record2 Individual Names on File
Mailing Address430 PINE ST, CHESANING, MI 48616-1256
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2026Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Oct 16, 2023Deed of Trust, Mortgage · FHA Mortgage
MORTGAGE 1 INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2004 · Amount on File
Deed SaleJun 4, 2004 · Amount on File
Deed Book / Page2359 / 2310
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Recording DateApr 24, 2026
Property Address430 PINE ST, CHESANING, MI 48616-1256
Document Number0000011560
Instrument DateApr 20, 2026
Instrument202611560
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address430 PINE ST, CHESANING, MI 48616-1256

Mortgage

Document Number0000011560,
DateApr 24, 2026
Instrument202611560
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term301 Months
DueMay 1, 2051
Interest
Rate6.22%
Max Rate-1%

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address430 PINE ST, CHESANING, MI 48616-1256
Transaction TypeMortgage
Record UpdatedDec 4, 2023
Title CompanyATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address430 PINE ST, CHESANING, MI 48616-1256

Mortgage

Document Number0000022782
DateOct 16, 2023
Instrument2023022782
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term241 Months
DueNov 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 430 Pine St was $3,595 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionChesaning Township
MunicipalityChesaning Village
Unified School DistrictChesaning Union Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$114,200 (+7.84%)$228,400 (+7.84%)
2025$3,595.00 Homeowner's exemption$105,900$211,800
2023$82,900$165,800
2022$1,921.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 430 Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 430 Pine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF CHESANING
serves 2,394 people · EPA ID MI0001380
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: DayStarr.

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