Saginaw County property record for 408 Pine St, Chesaning, MI 48616
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,217 sqft · built 1948 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $171,000 (Jul 2024) |
| Tax Bill | $3,717 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09-3-16-0435-000 |
| Primary APN | 13-09-3-16-0435-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,217 sqft Living Area |
| 1st Floor Area | 996 sqft |
| Basement Area | 996 sqft |
| Unfinished Basement | 996 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 182 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 408 PINE ST |
|---|---|
| City | CHESANING |
| State | MI |
| Zip | 48616-1256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 6 BLOCK 13 CHAPMAN S ADD. VILLAGE OF CHESANING SEC 16 T09N R3E |
| Legal Range | 03E |
| Legal Township | 09N |
| Legal Section | 16 |
| Legal Subdivision | CHAPMAN S ADD |
| Legal Block | 13 |
| Legal Lot Number | 6 |
| Legal Unit | 6 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | CHESANING |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 12700 |
408 Pine St is owned and occupied by an individual who bought it in July 2024.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 408 PINE ST, CHESANING, MI 48616-1256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 1, 2018 | Warranty Deed, Transfer · Conventional with PMI USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2024 · Amount on File |
| Deed Sale | Jul 11, 2024 · Amount on File |
| Prior Sale | May 1, 2018 · Amount on File |
| Deed Document Number | 202416338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 408 PINE ST, CHESANING, MI 48616-1256 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 408 PINE ST, CHESANING, MI 48616-1256 |
| Document Number | 0000027152 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021027152 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | May 1, 2018 |
| Property Address | 408 PINE ST, CHESANING, MI 48616-1256 |
| Document Number | 0000013033 |
| Instrument Date | Apr 10, 2018 |
| Instrument | 13033 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2018 |
| Title Company | GARROW TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $79.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9931 MEADOW LN FARWELL MI 486229481, FARWELL, MI 48622-9481 |
| Document Number | 13034 |
|---|---|
| Date | May 1, 2018 |
| Instrument | 13034 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 30, 2048 |
The 2025 property tax bill for 408 Pine St was $3,717 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Chesaning Township |
| Municipality | Chesaning Village |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,000 | $140,000 | |
| 2025 | $3,717.00 Homeowner's exemption | ||
| 2023 | $48,900 | $97,800 | |
| 2022 | $1,256.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 408 Pine St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 408 Pine St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF CHESANING serves 2,394 people · EPA ID MI0001380 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: DayStarr.
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