402 Pine St, Chesaning, MI 48616 Property Records

Saginaw County property record for 402 Pine St, Chesaning, MI 48616

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,136 sqft · built 1916
Lot Size	0.455 acres (19,820 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Apr 2026)
Tax Bill	$4,694 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-09-3-16-0434-000`

Property Details

APN / Parcel Number

Primary APN	`13-09-3-16-0434-000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,136 sqft Living Area
1st Floor Area	1,416 sqft
Basement Area	1,376 sqft
Unfinished Basement	1,376 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Combination
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,820 sqft (0.455 acres)
Lot Dimensions	132 ft deep x 150 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	402 PINE ST
City	CHESANING
State	MI
Zip	48616-1256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOTS 4 & 5 EXC.COM.AT NW COR.OF LOT 4 RUN.TH.E.ON N.LINE OF LOT 4 TO NW LY LINE OF LINCOLN ST.,TH.SW LY ON SAID NW LY LINE 12
Legal Range	03E
Legal Township	09N
Legal Section	16
Legal Subdivision	S ADDN
Legal Block	13
Legal Lot Number	4
Legal Unit	4
Jurisdiction	SAGINAW MI
Township / Civil Division	CHESANING
Census Block Group	2
Census Block	2013
Census Tract	12700

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	742 FEATHER CT, SOUTH LYON, MI 48178-1281
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Apr 14, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 25, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Oct 12, 2021	Warranty Deed, Transfer SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Jan 25, 2022 · Amount on Record
Deed Document Number	202610228
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Recording Date	May 4, 2026
Property Address	402 PINE ST, CHESANING, MI 48616-1256
Document Number	0000012190
Instrument Date	Apr 13, 2026
Instrument	202612190
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	742 FEATHER CT, SOUTH LYON, MI 48178-1281

Mortgage

Document Number	0000012190,
Date	May 4, 2026
Instrument	202612190

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 14, 2026
Property Address	402 PINE ST, CHESANING, MI 48616-1256
Document Number	0000010228
Instrument Date	Apr 13, 2026
Instrument	2026.10228
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$193,162.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	742 FEATHER CT, SOUTH LYON, MI 48178-1281

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 25, 2022
Property Address	402 PINE ST, CHESANING, MI 48616-1256
Document Number	0000002342
Map Reference	LB 38 PG 187
Instrument Date	Jan 21, 2022
Instrument	2022002342
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,327.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 PINE ST, CHESANING, MI 48616-1256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 HAMPTON ST, CHESANING, MI 48616-1622

Mortgage

Document Number	0000002343
Date	Jan 25, 2022
Instrument	2022002343

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 12, 2021
Property Address	402 PINE ST, CHESANING, MI 48616-1256
Document Number	0000032902
Map Reference	LB 38 PG 187
Instrument Date	Oct 7, 2021
Instrument	2021032902
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 PINE ST, CHESANING, MI 48616-1256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8712 PEET RD, CHESANING, MI 48616-9795

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Chesaning Township
Municipality	Chesaning Village
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,500 (+9.65%)	$225,000 (+9.65%)
2025	$4,694.00 (+110.68%) Homeowner's exemption	$102,600 (+28.41%)	$205,200 (+28.41%)
2023		$79,900	$159,800
2022	$2,228.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CHESANING serves 2,394 people · EPA ID MI0001380
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: DayStarr.

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