Black Hawk County property record for 430 Martin Rd, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,355 sqft · built 1936 |
| Lot Size | 0.488 acres (21,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Mar 2005) |
| Tax Bill | $5,590 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer Aug 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-33-281-030 |
| Primary APN | 8913-33-281-030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,355 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Basement Area | 1,328 sqft |
| Finished Basement | 125 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 21,250 sqft (0.488 acres) |
| Lot Dimensions | 170 ft deep x 125 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,240 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 277 sqft |
| Patio Area | 817 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 430 MARTIN RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-3845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARK VIEW GARDENS W 1/2 S 170 FT LOT 17 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 33 |
| Legal Subdivision | PARK VIEW GARDENS |
| Legal Lot Number | 17 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1501 |
430 Martin Rd is owned and occupied by an individual who acquired it in September 2026.
Source: Black Hawk County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 430 MARTIN RD, WATERLOO, IA 50701-3845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 13, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2005 · Amount on File |
| Deed Sale | Mar 30, 2005 · Amount on File |
| Deed Document Number | 200522358 |
| Last Transfer Date | Sep 10, 2026 |
| Transfer Doc | 0000014370 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Sep 21, 2026 |
| Property Address | 430 MARTIN RD, WATERLOO, IA 50701-3845 |
| Document Number | 0000014370 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 202614370 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 430 MARTIN RD, WATERLOO, IA 50701-3845 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 430 MARTIN RD, WATERLOO, IA 50701-3845 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2019 |
| Name | Verified Name |
|---|
| Document Number | 202000002808 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 202000002808 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Sep 1, 2024 |
The 2025 property tax bill for 430 Martin Rd was $5,590 with a homeowner's exemption, up 7.1% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,590.00 (+7.09%) Homeowner's exemption | $302,720 Land $44,720 Building $258,000 | $302,720 Land $44,720 Building $258,000 |
| 2024 | $5,220.00 | ||
| 2023 | $267,720 (+13.29%) Land $44,720 Building $223,000 | $267,720 Land $44,720 Building $223,000 | |
| 2022 | $4,846.00 Homeowner's exemption | $236,320 Land $44,720 Building $191,600 | |
| 2021 | $236,320 Land $44,720 Building $191,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 430 Martin Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 15 (1979–2020) |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 430 Martin Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink, T-Mobile.
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