444 Martin Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 444 Martin Rd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 967 sqft · built 1971
Lot Size	0.246 acres (10,710 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Feb 2022)
Tax Bill	$3,824 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-33-281-031`

Property Details

APN / Parcel Number

Primary APN	`8913-33-281-031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	967 sqft Living Area
1st Floor Area	967 sqft
Basement Area	484 sqft
Finished Basement	475 sqft
Unfinished Basement	484 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,710 sqft (0.246 acres)
Lot Dimensions	170 ft deep x 63 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	Deck Area
Patio Area	76 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	444 MARTIN RD
City	WATERLOO
State	IA
Zip	50701-3845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK VIEW GARDENS E 62.5 FT S 170 FT LOT 18
Legal Range	13W
Legal Township	89N
Legal Section	33
Legal Subdivision	PARK VIEW GARDENS
Legal Lot Number	18
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1008
Census Tract	1501

Owner

444 Martin Rd is owned and occupied by an individual who bought it in February 2022.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	444 MARTIN RD, WATERLOO, IA 50701-3845
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jul 11, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 28, 2022	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Mar 8, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2022 · Amount on File
Deed Sale	Feb 28, 2022 · Amount on File
Prior Sale	Mar 8, 2019 · Amount on File
Deed Document Number	202217205
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	444 MARTIN RD, WATERLOO, IA 50701-3845
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 MARTIN RD, WATERLOO, IA 50701-3845

Mortgage

Document Number	0202603703
Date	Mar 23, 2026
Instrument	2026-03703

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	500N N STATE COLLEGE BLVD # 1400, ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Mar 1, 2052

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	444 MARTIN RD, WATERLOO, IA 50701-3845
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 MARTIN RD, WATERLOO, IA 50701-3845

Mortgage

Document Number	202400000375
Date	Jul 11, 2023
Instrument	202400000375

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Mar 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 28, 2022
Property Address	444 MARTIN RD, WATERLOO, IA 50701-3845
Document Number	202200017205
Instrument Date	Feb 24, 2022
Instrument	202200017205
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 MARTIN RD, WATERLOO, IA 50701-3845

Mortgage

Document Number	202200017206
Date	Feb 28, 2022
Instrument	202200017206

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 8, 2019
Property Address	444 MARTIN RD, WATERLOO, IA 50701-3845
Document Number	201900013446
Instrument Date	Mar 7, 2019
Instrument	201900013446
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 MARTIN RD, WATERLOO, IA 50701-3845

Tax Assessment & Valuation

The 2025 property tax bill for 444 Martin Rd was $3,824 with a homeowner's exemption, up 6.2% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,824.00 (+6.22%) Homeowner's exemption	$198,260 Land $25,040 Building $173,220	$198,260 Land $25,040 Building $173,220
2024	$3,600.00
2023		$176,200 (+15.39%) Land $25,040 Building $151,160	$176,200 Land $25,040 Building $151,160
2022	$3,158.00 Homeowner's exemption	$152,700 Land $25,040 Building $127,660
2021			$152,700 Land $25,040 Building $127,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 444 Martin Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1979–2020)
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 444 Martin Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

Nearby Properties on Martin Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures