323 Martin Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 323 Martin Rd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,411 sqft · built 1965
Lot Size	0.2 acres (8,720 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Feb 2011)
Tax Bill	$3,316 (2025)
Deeds & Mortgages	Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-33-426-022`

Property Details

APN / Parcel Number

Primary APN	`8913-33-426-022`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,411 sqft Living Area
1st Floor Area	910 sqft
Attic	Attic
Attic Area	501 sqft
Basement Area	910 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,720 sqft (0.2 acres)
Lot Dimensions	109 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	112 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	323 MARTIN RD
City	WATERLOO
State	IA
Zip	50701-3842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET VIEW ALL LOT 5 EXC E 200 FT
Legal Range	13W
Legal Township	89N
Legal Section	33
Legal Subdivision	SUNSET VIEW
Legal Lot Number	5
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1012
Census Tract	1501

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	323 MARTIN RD, WATERLOO, IA 50701-3842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2011 · Amount on Record
Deed Sale	Feb 7, 2011 · Amount on Record
Deed Document Number	201115806
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 26, 2025
Property Address	323 MARTIN RD, WATERLOO, IA 50701-3842
Document Number	0202514145
Instrument Date	Aug 11, 2025
Instrument	2025-14145
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	BLACK HAWK COUNTY ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	323 MARTIN RD, WATERLOO, IA 50701-3842

Mortgage

Document Number	0202512284
Date	Sep 26, 2025
Instrument	2025-12284

Lender

Name	BANKERS TRUST COMPANY NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,316.00 Homeowner's exemption	$182,900 (+12.14%) Land $27,600 Building $155,300	$182,900 (+12.14%) Land $27,600 Building $155,300
2024	$3,316.00 (+12.25%)
2023		$163,100 (+13.75%) Land $27,600 Building $135,500	$163,100 (+13.75%) Land $27,600 Building $135,500
2022	$2,954.00 Homeowner's exemption	$143,390 Land $27,600 Building $115,790
2021			$143,390 Land $27,600 Building $115,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1979–2020)
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, T-Mobile.

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