430 Lambert Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 430 Lambert Ave, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,541 sqft · built 2012
Lot Size	0.533 acres (23,231 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Nov 2005)
Tax Bill	$10,061 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2019 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`12-12-31-4650-000B0-0170`

Property Details

APN / Parcel Number

Primary APN	`12-12-31-4650-000B0-0170`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,541 sqft Living Area
Gross Area	3,739 sqft
1st Floor Area	2,541 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2014
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,231 sqft (0.533 acres)
Lot Width	85 ft Width
Driveway	Concrete Driveway
Pool Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	430 LAMBERT AVE
City	FLAGLER BEACH
State	FL
Zip	32136-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OCEAN CITY SUB DIV BL-B LOT 17 & CLOSED JOHNSON STREET BETWEEN LOTS 17-18(EXC SLY 30' OF LOT 17 1350/305) (EXC NLY 5' OF VACATED JOHNSON STREET 1355/1218) OR 63 PG 399 OR 743 PG 1269 OR OR 743 PG 1286 OR 1355/1218
Legal Range	31E
Legal Township	12S
Legal Section	12
Legal Subdivision	OCEAN CITY SUB
Legal Block	B
Legal Lot Number	17
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	3
Census Block	3023
Census Tract	60301

Owner

Source: Flagler County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	430 LAMBERT AVE, FLAGLER BEACH, FL 32136-3215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jul 12, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK
Dec 15, 2017	Deed of Trust, Mortgage · VA Mortgage GLOBAL EQUITY FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2005 · Amount on Record
Deed Sale	Nov 18, 2005 · Amount on Record
Prior Sale	Nov 10, 2005 · Amount on Record
Deed Document Number	200571317
Deed Book / Page	1355 / 1218
Prior Transfer Date	May 4, 2001
Prior Transfer Doc	0743001286
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	430 LAMBERT AVE, FLAGLER BEACH, FL 32136-3215
Transaction Type	Mortgage
Record Updated	Jan 27, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 LIMBERT AVE, NORENE, TN 37136

Mortgage

Document Number	0025210438
Date	Jan 29, 2021
Book Page	2521/438
Instrument	2021004957

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	430 LAMBERT AVE, FLAGLER BEACH, FL 32136-3215
Document Number	0023710291
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	TITLE 365

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 LAMBERT AVE FLAGLER BEACH FL 321363215, FLAGLER BEACH, FL 32136-3215

Mortgage

Document Number	0023710291
Date	Jul 23, 2019
Book Page	002371/000291
Instrument	26907

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2049

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	430 LAMBERT AVE, FLAGLER BEACH, FL 32136-3215
Document Number	0022481969
Book / Page	002248 / 001969
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 4, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	430 LAMBERT AVE FLAGLER BEACH FL 321363215, FLAGLER BEACH, FL 32136-3215

Mortgage

Document Number	0022481969
Date	Dec 21, 2017
Book Page	002248/001969
Instrument	44652

Lender

Name	GLOBAL EQUITY FIN
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92117

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2047

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,061.00 (+5.47%) Homeowner's exemption Veteran's exemption	$563,725 (+5.99%)	$964,051 (+10.42%) Land $314,500 Building $649,551
2023	$9,539.00 (+3.34%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$531,882 (+3.75%)	$873,085 (+3.2%) Land $280,500 Building $592,585
2022	$9,231.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$512,662	$846,048 Land $280,500 Building $565,548

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 257 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	257 in force
Nearby Flood Claims	38 (2016–2024)
Claims Outside the SFHA	2 of 38
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 10 claims Hurricane Irma, Sep 2017 · 18 claims Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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