Flagler County property record for 426 Lambert Ave, Flagler Beach, FL 32136
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,906 sqft · built 1989 |
| Lot Size | 0.414 acres (18,043 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,000,000 (May 2022) |
| Tax Bill | $11,415 (2025) |
| Deeds & Mortgages | May 2022 Sale Jul 2019 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 12-12-31-4650-000B0-0160 |
| Primary APN | 12-12-31-4650-000B0-0160 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,906 sqft Heated Area |
| Gross Area | 3,355 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 18,043 sqft (0.414 acres) |
| Lot Width | 77 ft Width |
| Garage Type | Detached |
| Garage Area | 441 sqft |
| Driveway | Driveway |
| Driveway Area | 368 sqft |
| Pool Area | 350 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 426 LAMBERT AVE |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-3215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OCEAN CITY SUB DIV BL-B NORTH 1/2 LOT 16 & THAT PART OF CANAL STREET LYING EASTERLY OF NORTH 1/2 LOT 16 & THE SLY 30' OF LOT |
| Legal Range | 31E |
| Legal Township | 12S |
| Legal Section | 12 |
| Legal Subdivision | OCEAN CITY SUB |
| Legal Block | B |
| Legal Lot Number | 16,17 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 60301 |
Source: Flagler County records · APN 12-12-31-4650-000B0-0160
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 426 LAMBERT AVE, FLAGLER BEACH, FL 32136-3215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2022 | Warranty Deed, Transfer COVENANT TITLE, COVENANT CLOSING & TTL SVCS |
| Jul 23, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 19, 2022 · Amount on Record |
| Deed Sale | May 19, 2022 · Amount on Record |
| Deed Document Number | 2022025929 |
| Deed Book / Page | 2688 / 1587 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | May 19, 2022 |
| Property Address | 426 LAMBERT AVE, FLAGLER BEACH, FL 32136-3215 |
| Document Number | 0026881587 |
| Book / Page | 2688 / 1587 |
| Map Reference | MB 1 PG 8 |
| Instrument Date | May 06, 2022 |
| Instrument | 2022025929 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2022 |
| Title Company | COVENANT TITLE, COVENANT CLOSING & TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 SUGAR MILL LN S, 8, FLAGLER BEACH, FL 32136-4910 |
| Name | Verified Name |
|---|---|
| Address | 426 LAMBERT AVE, FLAGLER BEACH, FL 32136-3215 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 426 LAMBERT AVE, FLAGLER BEACH, FL 32136-3215 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0023710291 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 2371/0291 |
| Instrument | 2019026907 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 12, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Flagler Beach City |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,415.00 (+5.36%) Homeowner's exemption | $628,020 (+5.99%) | $788,091 (+12.19%) Land $284,900 Building $503,191 |
| 2023 | $10,834.00 (-12.23%) Homeowner's exemption | $592,545 (-13.92%) | $702,432 (+2.04%) Land $254,100 Building $448,332 |
| 2022 | $12,343.00 | $688,399 Land $255,750 Building $432,649 | $688,399 Land $255,750 Building $432,649 |
Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 257 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 257 in force |
| Nearby Flood Claims | 38 (2016–2024) |
| Claims Outside the SFHA | 2 of 38 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 155 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FLAGLER BEACH WTP serves 4,830 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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