450 Lambert Ave, Flagler Beach, FL 32136 Property Records

Flagler County property record for 450 Lambert Ave, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,373 sqft · built 1973
Lot Size	0.398 acres (17,341 sqft)
Owner	2 Individual Names on File
Last Sale	$899,000 (Apr 2024)
Tax Bill	$14,129 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Apr 2018 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`12-12-31-4650-000B0-0190`

Property Details

APN / Parcel Number

Primary APN	`12-12-31-4650-000B0-0190`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,373 sqft Living Area
Gross Area	3,624 sqft
1st Floor Area	2,373 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2013
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,341 sqft (0.398 acres)
Lot Width	75 ft Width
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	450 LAMBERT AVE
City	FLAGLER BEACH
State	FL
Zip	32136-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OCEAN CITY SUB DIV BLOCK B- S 75 FT OF LOT 19 OR 182 PG 501 OR 243 PG 811 OR 250 PG 738 OR 525 PG 1048 OR 594 PG 1721 OR 2255/1188 OR 2273/1131
Legal Range	31E
Legal Township	12S
Legal Section	12
Legal Subdivision	OCEAN CITY SUB
Legal Block	B
Legal Lot Number	19
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	3
Census Block	3023
Census Tract	60301

Owner

Source: Flagler County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	450 LAMBERT AVE, FLAGLER BEACH, FL 32136-3215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Warranty Deed, Transfer · Seller Carry-Back MARIA ARRAZOLA HIRSCH
Apr 20, 2018	Warranty Deed, Transfer OLDE FL TITLE LLC
Jan 26, 2018	Warranty Deed, Transfer · Conventional Mortgage MARGARET KALUSH

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 4, 2024 · Amount on Record
Deed Sale	Apr 4, 2024 · Amount on Record
Prior Sale	Apr 20, 2018 · Amount on Record
Deed Document Number	202413852
Deed Book / Page	2858 / 1573
Prior Transfer Date	Oct 7, 1997
Prior Transfer Doc	0594001721
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 4, 2024
Property Address	450 LAMBERT AVE, FLAGLER BEACH, FL 32136-3215
Document Number	0028581573
Book / Page	2858 / 1573
Map Reference	MB 1 PG 8
Instrument Date	Apr 1, 2024
Instrument	2024013852
Transaction Type	Transfer
Record Updated	Apr 24, 2024
Title Company	OLDE FL TITLE LLC, OLDE FLORIDA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,293.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3050 NE 40TH ST, FORT LAUDERDALE, FL 33308-5830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 LAMBERT AVE, FLAGLER BEACH, FL 32136-3215

Mortgage

Document Number	0028581575
Date	Apr 4, 2024
Instrument	2858/1575

Lender

Name	MARIA ARRAZOLA HIRSCH
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	60 Months
Due	Apr 1, 2029

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 20, 2018
Property Address	450 LAMBERT AVE, FLAGLER BEACH, FL 32136-3215
Document Number	0022731131
Book / Page	002273 / 001131
Instrument Date	Apr 17, 2018
Instrument	14433
Transaction Type	Transfer
Record Updated	May 15, 2018
Title Company	OLDE FL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,870.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 LAMBERT AVE FLAGLER BEACH FL 321363215, FLAGLER BEACH, FL 32136-3215

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 26, 2018
Property Address	450 LAMBERT AVE, FLAGLER BEACH, FL 32136-3215
Document Number	0022551188
Book / Page	002255 / 001188
Instrument Date	Jan 18, 2018
Instrument	3205
Transaction Type	Transfer
Record Updated	Feb 8, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 LAMBERT AVE FLAGLER BEACH FL 321363218, FLAGLER BEACH, FL 32136-3218

Mortgage

Document Number	22551189
Date	Jan 26, 2018
Book Page	002255/001189
Instrument	3206

Lender

Name	MARGARET KALUSH
Address	3172 CONNEMARA DR, ORMOND BEACH, FL 32174-2884
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,129.00 (+52.1%)	$723,286 (+33.45%) Land $277,500 Building $445,786	$723,286 (+33.45%) Land $277,500 Building $445,786
2023	$9,289.00 (+6.15%)	$542,009 (+1.35%) Land $247,500 Building $294,509	$542,009 (+1.35%) Land $247,500 Building $294,509
2022	$8,751.00	$534,787 Land $247,500 Building $287,287	$534,787 Land $247,500 Building $287,287

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 257 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	257 in force
Nearby Flood Claims	38 (2016–2024)
Claims Outside the SFHA	2 of 38
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 10 claims Hurricane Irma, Sep 2017 · 18 claims Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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