Monroe County property record for 430 Harbour Dr, Marathon, FL 33050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,661 sqft · built 1977 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,850,000 (Apr 2008) |
| Tax Bill | $18,575 (2024) |
| Flood Zone | Zone VE (high risk) |
| APN | 00376951-001500 |
| Primary APN | 00376951-001500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,661 sqft Living Area |
| Gross Area | 3,096 sqft |
| 1st Floor Area | 2,269 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,250 sqft (0.258 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 435 sqft |
| Pool Area | 297 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 1,542 sqft |
| Deck Area | 165 sqft |
| Patio Area | 400 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1460168 |
|---|---|
| Street Address | 430 HARBOUR DR |
| City | MARATHON |
| State | FL |
| Zip | 33050-3802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS-M |
| Legal Description | LTS 15 & 15A AMENDED PLAT HARBOUR ISLAND DUCK KEY PB6-84 OR707-798/06 OR733-314 OR745-520C OR792-1031 CASE79-137-CP-12 OR1038-2424 OR1492-2360/61 OR1497-94/95C OR2059-127/29 OR2354-903/04 OR2605-299/300 |
| Legal Range | 34E |
| Legal Township | 65S |
| Legal Section | 20 |
| Legal Subdivision | HARBOUR ISLAND AMD |
| Legal Lot Number | 15 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | MIDDLE KEYS |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 971002 |
430 Harbour Dr is owned by a company that bought it in April 2008.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7455 SW 122ND ST, PINECREST, FL 33156-5211 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2008 · Amount on File |
| Deed Sale | Apr 9, 2008 · Amount on File |
| Prior Sale | Jan 8, 1998 · Amount on File |
| Deed Document Number | 20081689588 |
| Deed Book / Page | 2354 / 903 |
| Prior Transfer Date | Oct 26, 2004 |
| Prior Transfer Doc | 0020590127 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,580,426 Land $2,107,973 Building $472,453 | $2,580,426 Land $2,107,973 Building $472,453 | |
| 2024 | $18,575.00 (+1.08%) | ||
| 2023 | $18,377.00 (+23.19%) | $2,836,725 (+47.92%) Land $2,412,145 Building $424,580 | $2,836,725 (+47.92%) Land $2,412,145 Building $424,580 |
| 2022 | $14,918.00 | $1,917,688 Land $1,488,407 Building $429,281 | $1,917,688 Land $1,488,407 Building $429,281 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 430 Harbour Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 484 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 530 units insured incl. 46 condo units |
| Nearby Flood Claims | 316 (1995–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 430 Harbour Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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