Monroe County property record for 425 Harbour Dr, Marathon, FL 33050
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,117 sqft · built 1977 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,200,000 (Sep 2006) |
| Tax Bill | $18,533 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00376951-002800 |
| Primary APN | 00376951-002800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,117 sqft Living Area |
| Gross Area | 2,494 sqft |
| 1st Floor Area | 2,117 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,250 sqft (0.258 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 377 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,188 sqft |
| Deck Area | 166 sqft |
| Patio Area | 900 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|
| Account Number | 1460290 |
|---|---|
| Street Address | 425 HARBOUR DR |
| City | MARATHON |
| State | FL |
| Zip | 33050-3801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS-M |
| Legal Description | LTS 26 & 26A AMENDED PLAT HARBOUR ISLAND DUCK KEY PB6-84 OR707-798/806 OR734-243 OR745-522C OR1095-248 OR2237-1184/85 OR2243-1734Q/C |
| Legal Range | 34E |
| Legal Township | 65S |
| Legal Section | 20 |
| Legal Subdivision | HARBOUR ISLAND AMD |
| Legal Lot Number | 26 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | MIDDLE KEYS |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 971002 |
Source: Monroe County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 WINNEBAGO RD, SEA RANCH LAKES, FL 33308-2330 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2006 · Amount on Record |
| Deed Sale | Sep 14, 2006 · Amount on Record |
| Prior Sale | Jun 1, 1989 · Amount on Record |
| Deed Document Number | 20061602971 |
| Deed Book / Page | 2237 / 1184 |
| Prior Transfer Date | Sep 11, 2006 |
| Prior Transfer Doc | 0022431734 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 425 HARBOUR DR, DUCK KEY, FL 33050-3801 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | TITLE FIRST NATIONAL |
| Name | Verified Name |
|---|
| Document Number | 0028621586 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 2862/1586 |
| Instrument | 2129693 |
| Name | STATE FARM BANK FSB |
|---|---|
| Type | Bank |
| Address | EARTH CITY, MO 63045 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,533.00 (+4.12%) | $2,510,059 (-9.94%) Land $2,133,341 Building $376,718 | $2,510,059 (-9.94%) Land $2,133,341 Building $376,718 |
| 2024 | $17,800.00 (+0.46%) | ||
| 2023 | $17,719.00 (+23.61%) | $2,786,967 (+49.13%) Land $2,412,116 Building $374,851 | $2,786,967 (+49.13%) Land $2,412,116 Building $374,851 |
| 2022 | $14,335.00 | $1,868,871 Land $1,488,378 Building $380,493 | $1,868,871 Land $1,488,378 Building $380,493 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 484 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 530 units insured incl. 46 condo units |
| Nearby Flood Claims | 316 (1995–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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