Monroe County property record for 433 Harbour Dr, Marathon, FL 33050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,722 sqft · built 1981 |
| Lot Size | 0.29 acres (12,671 sqft) |
| Owner | Individual Name on File |
| Last Sale | $30,000 (Feb 1980) |
| Tax Bill | $7,858 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00376951-002400 |
| Primary APN | 00376951-002400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,722 sqft Living Area |
| 1st Floor Area | 1,722 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 12,671 sqft (0.29 acres) |
| Garage Area | 406 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 697 sqft |
| Deck Area | 800 sqft |
| Patio Area | 2,450 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1460257 |
|---|---|
| Old Parcel Number | 20653400376951002400 |
| Street Address | 433 HARBOUR DR |
| City | MARATHON |
| State | FL |
| Zip | 33050-3801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 22 & 22A AMENDED PLAT HARBOUR ISLAND DUCK KEY PB6-84 OR707-798/806 OR777-1229/30 OR808-772 OR821-615OR850-1958 |
| Legal Range | 34E |
| Legal Township | 65S |
| Legal Section | 20 |
| Legal Subdivision | HARBOUR ISLAND AMD |
| Legal Lot Number | 22A |
| Jurisdiction | MONROE FL |
| Township / Civil Division | MIDDLE KEYS |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 971002 |
433 Harbour Dr is owned and occupied by an individual who bought it in February 1980.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 433 HARBOUR DR, MARATHON, FL 33050-3801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 1980 · Amount on File |
| Deed Sale | Feb 1, 1980 · Amount on File |
| Deed Document Number | 0000808772 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $726,177 | $2,489,372 Land $2,133,341 Building $356,031 | |
| 2024 | $7,858.00 (+4.58%) | ||
| 2023 | $7,514.00 (+4.29%) Homeowner's exemption | $685,158 (+5.19%) | $2,744,917 (+51.67%) Land $2,412,116 Building $332,801 |
| 2022 | $7,205.00 Homeowner's exemption | $651,367 | $1,809,797 Land $1,488,378 Building $321,419 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 433 Harbour Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 484 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 530 units insured incl. 46 condo units |
| Nearby Flood Claims | 316 (1995–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 433 Harbour Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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