Habersham County property record for 430 Ginger Trl, Demorest, GA 30535
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,784 sqft · built 1996 |
| Lot Size | 12.8 acres (560,182 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,486 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 108 077 |
| Primary APN | 108 077 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,784 sqft Heated Area |
| Gross Area | 6,520 sqft |
| 1st Floor Area | 1,867 sqft |
| Upper Floors Area | 917 sqft |
| Attic | Attic |
| Attic Area | 917 sqft |
| Basement Area | 1,867 sqft |
| Unfinished Basement | 1,867 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 560,182 sqft (12.8 acres) |
| Garage Type | Mixed |
| Garage Area | 1,430 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 213 sqft |
| Deck Area | 55 sqft |
| Patio Area | 171 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 404884 |
|---|---|
| Street Address | 430 GINGER TRL |
| City | DEMOREST |
| State | GA |
| Zip | 30535-5127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | LI |
| Legal Description | 10-75 76 LT 26 PB 40-216 361-769 |
| Legal Subdivision | NORTHRIDGE PH 03 |
| Legal Lot Number | 26 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 502 |
430 Ginger Trl, a rural home, is owned and occupied by two individuals.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 430 GINGER TRL, DEMOREST, GA 30535-5127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 430 Ginger Trl was $5,486 with exemptions applied.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,486.00 Homeowner's exemption Senior Citizen's exemption | $245,758 Land $80,355 Building $165,403 | $614,395 Land $200,888 Building $413,507 |
| 2023 | Homeowner's exemption | $206,928 (+12.47%) Land $46,092 Building $160,836 | $517,320 (+12.47%) Land $115,230 Building $402,090 |
| 2022 | Homeowner's exemption | $183,988 Land $46,092 Building $137,896 | $459,970 Land $115,230 Building $344,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 430 Ginger Trl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 430 Ginger Trl is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 76% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
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