Habersham County property record for 404 Ginger Trl, Demorest, GA 30535
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,166 sqft · built 1996 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,849 (2026) |
| Deeds & Mortgages | May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 108 073 |
| Primary APN | 108 073 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,166 sqft Heated Area |
| Gross Area | 5,461 sqft |
| 1st Floor Area | 2,166 sqft |
| Basement Area | 2,166 sqft |
| Finished Basement | 2,166 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 15 sqft |
| Deck Area | 310 sqft |
| Patio Area | 610 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 404876 |
|---|---|
| Street Address | 404 GINGER TRL |
| City | DEMOREST |
| State | GA |
| Zip | 30535-5127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | LI |
| Legal Description | 10-78 LT 22 PB 40-134 489-1062 |
| Legal Subdivision | NORTHRIDGE |
| Legal Lot Number | 22 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 502 |
Source: Habersham County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 GINGER TRL, DEMOREST, GA 30535-5127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 404 GINGER TRL, DEMOREST, GA 30535-5127 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 404 GINGER TRL, DEMOREST, GA 30535-5127 |
| Document Number | 0000001336/0000000401 |
|---|---|
| Date | May 2, 2023 |
| Book Page | 0000001336/0000000401 |
| Name | SOUTHSTATE BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2033 |
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,849.00 Homeowner's exemption Senior Citizen's exemption | $200,685 (+9.06%) Land $20,000 Building $180,685 | $501,712 (+9.06%) Land $50,000 Building $451,712 |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $184,020 (+14.9%) Land $17,000 Building $167,020 | $460,050 (+14.9%) Land $42,500 Building $417,550 |
| 2022 | Homeowner's exemption | $160,152 Land $17,000 Building $143,152 | $400,380 Land $42,500 Building $357,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable · DSL | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
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