423 Ginger Trl, Demorest, GA 30535 Property Records

Habersham County property record for 423 Ginger Trl, Demorest, GA 30535

Property Summary

Property Type	Rural Home
Details	6 bd · 5.5 ba · 3,920 sqft · built 2002
Lot Size	5.09 acres (221,720 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Feb 2009)
Tax Bill	$6,486 (2026)
Flood Zone	Zone AE (high risk)
APN	`108 078`

Property Details

APN / Parcel Number

Primary APN	`108 078`
Alternative APNs	`659682` `404887`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,920 sqft Heated Area
Gross Area	6,797 sqft
1st Floor Area	2,129 sqft
Upper Floors Area	1,707 sqft
Attic	Attic
Attic Area	1,707 sqft
Basement Area	1,919 sqft
Finished Basement	1,919 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	221,720 sqft (5.09 acres)
Garage Area	1,206 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	364 sqft
Porch	Slab
Porch Area	108 sqft
Patio Area	175 sqft
Canopy	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	404887
Street Address	423 GINGER TRL
City	DEMOREST
State	GA
Zip	30535-5131
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LI
Legal Description	10-76 LT 27 PB 45-171 876-731
Legal Lot Number	27
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1012
Census Tract	502

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	423 GINGER TRL, DEMOREST, GA 30535-5131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2009 · Amount on Record
Deed Sale	Feb 2, 2009 · Amount on Record
Prior Sale	Dec 2, 2008 · Amount on Record
Deed Book / Page	876 / 731
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,486.00 Homeowner's exemption Senior Citizen's exemption	$369,530 (+17.37%) Land $50,049 Building $319,481	$923,826 (+17.37%) Land $125,123 Building $798,703
2023	Homeowner's exemption Senior Citizen's exemption	$314,832 (+14.2%) Land $34,532 Building $280,300	$787,080 (+14.2%) Land $86,330 Building $700,750
2022	Homeowner's exemption Senior Citizen's exemption	$275,684 Land $34,532 Building $241,152	$689,210 Land $86,330 Building $602,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 76% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25