430 E Saint Joseph St, Lawrence, MI 49064 Property Records

Van Buren County property record for 430 E Saint Joseph St, Lawrence, MI 49064

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 824 sqft
Lot Size	2.52 acres (109,771 sqft)
Owner	2 Individual Names on Record
Last Sale	$161,500 (Jun 2023)
Tax Bill	$1,687 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`80-44-450-017-00`

Property Details

APN / Parcel Number

Primary APN	`80-44-450-017-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	824 sqft Living Area
1st Floor Area	824 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	109,771 sqft (2.52 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	430 E SAINT JOSEPH ST
City	LAWRENCE
State	MI
Zip	49064-9682
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAGE
Legal Description	778 10-3-15 635-63 830-968 1411-850 1704-324 1727-344 1753-815 *** COM AT INTERSEC OF CEN L ST JOSEPH ST WITH E L BLK 11 OF
Legal Block	11
Jurisdiction	VAN BUREN MI
Township / Civil Division	LAWRENCE
Census Block Group	3
Census Block	3020
Census Tract	11300

Owner

Source: Van Buren County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	430 E SAINT JOSEPH ST, LAWRENCE, MI 49064-9682
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Oct 13, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Aug 7, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Prior Sale	Oct 13, 2021 · Amount on Record
Deed Document Number	20233435156
Deed Book / Page	1753 / 815
Prior Transfer Date	Jul 17, 2020
Prior Transfer Doc	001704/324
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Jun 16, 2023
Property Address	430 E SAINT JOSEPH ST, LAWRENCE, MI 49064-9682
Document Number	001753/815
Book / Page	1753 / 815
Instrument Date	Jun 9, 2023
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,211.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	430 E SAINT JOSEPH ST, LAWRENCE, MI 49064-9682

Mortgage

Document Number	0017530816
Date	Jun 16, 2023
Instrument	1753-0816

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Oct 13, 2021
Property Address	430 E SAINT JOSEPH ST, LAWRENCE, MI 49064-9682
Document Number	001727/344
Book / Page	1727 / 344
Instrument Date	Oct 13, 2021
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$941.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 E SAINT JOSEPH ST, LAWRENCE, MI 49064-9682

Mortgage

Document Number	0001727345
Date	Oct 13, 2021
Instrument	1727/345

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VAN BUREN MI
Recording Date	Aug 7, 2020
Property Address	430 E SAINT JOSEPH ST, LAWRENCE, MI 49064-9682
Document Number	001704/324
Book / Page	1704 / 324
Instrument Date	Jul 17, 2020
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	430 E SAINT JOSEPH ST, 430, LAWRENCE, MI 49064-9682

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2400 BATTLE FOREST DR SW, MARIETTA, GA 30064-2629

Tax Assessment & Valuation

Source: Van Buren County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Lawrence Township
Municipality	Lawrence Village
Unified School District	Lawrence Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,900 (+8.38%)	$157,800 (+8.38%)
2025	$1,687.00 (+2.37%) Homeowner's exemption	$72,800 (+79.75%)	$145,600 (+79.75%)
2024	$1,648.00 (+76.07%)
2023		$40,500 (+10.66%)	$81,000 (+10.66%)
2022		$36,600	$73,200
2020	$936.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE serves 1,045 people · EPA ID MI0003820
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Midwest Energy & Communications.

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