322 E Saint Joseph St, Lawrence, MI 49064 Property Records

Van Buren County property record for 322 E Saint Joseph St, Lawrence, MI 49064

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,568 sqft · built 1860
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$137,000 (Apr 2020)
Tax Bill	$430 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`80-44-110-002-00`

Property Details

APN / Parcel Number

Primary APN	`80-44-110-002-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,568 sqft Living Area
1st Floor Area	784 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	154 ft deep x 70.5 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	322 E SAINT JOSEPH ST
City	LAWRENCE
State	MI
Zip	49064-9772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAGE
Legal Description	566 10-3-15 675-766 910-140 1073-645 1318-583 1411-449 1699-260 *** LOT 2. EXCEPT W 12 FT THEREOF. BLOCK 10 ORIGINAL PLAT OF
Legal Subdivision	ORIGINAL OF LAWRENCE
Legal Block	10
Legal Lot Number	2
Jurisdiction	VAN BUREN MI
Township / Civil Division	LAWRENCE
Census Block Group	3
Census Block	3019
Census Tract	11300

Owner

Source: Van Buren County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	322 E SAINT JOSEPH ST, LAWRENCE, MI 49064-9772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Apr 20, 2020	Warranty Deed, Transfer · Conventional Mortgage HONOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2020 · Amount on Record
Deed Sale	Apr 20, 2020 · Amount on Record
Prior Sale	Sep 29, 2000 · Amount on Record
Deed Book / Page	1699 / 260
Prior Transfer Date	Mar 26, 2004
Prior Transfer Doc	1411000449
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Recording Date	May 8, 2026
Property Address	322 E SAINT JOSEPH ST, LAWRENCE, MI 49064-9772
Document Number	0003474409
Book / Page	1793 / 68
Instrument Date	Apr 30, 2026
Instrument	20263474409
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 E SAINT JOSEPH ST, LAWRENCE, MI 49064-9772

Mortgage

Document Number	0003474409,
Date	May 8, 2026
Book Page	1793/68
Instrument	20263474409

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2056

Interest

Rate	6.46%
Max Rate	-1%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Apr 20, 2020
Property Address	322 E SAINT JOSEPH ST, LAWRENCE, MI 49064-9772
Document Number	001699/260
Book / Page	1699 / 260
Map Reference	LB D PG 600
Instrument Date	Apr 12, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,178.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	322 E SAINT JOSEPH ST, 322, LAWRENCE, MI 49064-9772

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 N PAW PAW ST, LAWRENCE, MI 49064-9334

Mortgage

Document Number	0001699261
Date	Apr 20, 2020
Instrument	1699/261

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Van Buren County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Lawrence Township
Municipality	Lawrence Village
Unified School District	Lawrence Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,300 (+11.73%)	$148,600 (+11.73%)
2025	$430.00 (-69.46%) Homeowner's exemption	$66,500 (+36.27%)	$133,000 (+36.27%)
2024	$1,408.00 (+62.21%)
2023		$48,800	$97,600
2020	$868.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE serves 1,045 people · EPA ID MI0003820
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Midwest Energy & Communications.

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