306 E Saint Joseph St, Lawrence, MI 49064 Property Records

Van Buren County property record for 306 E Saint Joseph St, Lawrence, MI 49064

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,740 sqft · built 1880
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Aug 2023)
Tax Bill	$882 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`80-44-110-004-00`

Property Details

APN / Parcel Number

Primary APN	`80-44-110-004-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	2,740 sqft Living Area
1st Floor Area	1,430 sqft
Basement Area	1,430 sqft
Unfinished Basement	1,430 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	154 ft deep x 99 ft wide
Garage Area	752 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	306 E SAINT JOSEPH ST
City	LAWRENCE
State	MI
Zip	49064-9772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAGE
Legal Description	568 10-3-15 728-223 746-987 1712-118 1756-179 *** LOT 4 & W 16.5' OF LOT 3 BLK 10 ORIGINAL PLAT OF LAWRENCE
Legal Subdivision	ORIGINAL OF LAWRENCE
Legal Block	10
Legal Lot Number	3-4
Jurisdiction	VAN BUREN MI
Township / Civil Division	LAWRENCE
Census Block Group	3
Census Block	3019
Census Tract	11300

Owner

Source: Van Buren County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	306 E SAINT JOSEPH ST, LAWRENCE, MI 49064-9772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Warranty Deed, Transfer · Conventional Mortgage HONOR CU
Jan 19, 2021	Deed of Trust, Mortgage · FHA Mortgage NEIGHBORHOOD LOANS
Jan 13, 2021	Warranty Deed, Transfer TITLE RESOURCE AGENCY, TITLE RESOURCES AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2023 · Amount on Record
Deed Sale	Aug 18, 2023 · Amount on Record
Prior Sale	Jan 13, 2021 · Amount on Record
Deed Document Number	20233437520
Deed Book / Page	1756 / 179
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Aug 18, 2023
Property Address	306 E SAINT JOSEPH ST, LAWRENCE, MI 49064-9772
Document Number	001756/179
Book / Page	1756 / 179
Map Reference	LB D PG 600
Instrument Date	Aug 3, 2023
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	183295 US HIGHWAY 271, FINLEY, OK 74543-2020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 HOWLAND ST, BATTLE CREEK, MI 49037-3052

Mortgage

Document Number	0017560180
Date	Aug 18, 2023
Instrument	1756-0180

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	67 Months
Due	Mar 1, 2029

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	306 E SAINT JOSEPH ST, LAWRENCE, MI 49064-9772
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001712/358
Date	Jan 19, 2021
Book Page	1712/358

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Jan 13, 2021
Property Address	306 E SAINT JOSEPH ST, LAWRENCE, MI 49064-9772
Document Number	1712/118
Book / Page	1712 / 118
Map Reference	LB D PG 600
Instrument Date	Jan 7, 2021
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	TITLE RESOURCE AGENCY, TITLE RESOURCES AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,388.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 E SAINT JOSEPH ST, 306, LAWRENCE, MI 49064-9772

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 E SAINT JOSEPH ST, LAWRENCE, MI 49064-9772

Tax Assessment & Valuation

Source: Van Buren County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Lawrence Township
Municipality	Lawrence Village
Unified School District	Lawrence Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,000 (+13.07%)	$218,000 (+13.07%)
2025	$882.00 (-69.43%) Homeowner's exemption	$96,400 (+36.35%)	$192,800 (+36.35%)
2024	$2,885.00 (+121.24%)
2023		$70,700	$141,400
2020	$1,304.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE serves 1,045 people · EPA ID MI0003820
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Midwest Energy & Communications.

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