430 E Oliver St, Owosso, MI 48867 Property Records

Shiawassee County property record for 430 E Oliver St, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,869 sqft · built 1990
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Tax Bill	$3,876 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`050-260-000-009-00`

Property Details

APN / Parcel Number

Primary APN	`050-260-000-009-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,869 sqft Living Area
1st Floor Area	1,068 sqft
Basement Area	1,068 sqft
Unfinished Basement	1,068 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Lot Area	13,068 sqft (0.3 acres)
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	430 E OLIVER ST
City	OWOSSO
State	MI
Zip	48867-2438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE N 150' OF THE E 32' OF LOT 7 & THE N 150' OF THE W 54' OF LOT 8 OUTLOT 4 LOUISA A GOULDS SUBDIV OF OUTLOT 1 & 4 & BLK 36
Legal Subdivision	LOUISA A GOULDS SUBDIV
Legal Block	36
Legal Lot Number	7-8
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	3
Census Block	3018
Census Tract	30500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oliver Street Historic District listed 1980 · 114 contributing resources · NRIS 80001905

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	430 E OLIVER ST, OWOSSO, MI 48867-2438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 30, 2019	Warranty Deed, Transfer · Conventional with PMI PFCU
Jul 2, 2018	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BK NA
Dec 15, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 17, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 10, 2021
Transfer Doc	0012890787
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHIAWASSEE MI
Recording Date	Nov 17, 2021
Property Address	430 E OLIVER ST, OWOSSO, MI 48867-2438
Document Number	0012890787
Book / Page	1289 / 787
Map Reference	LB U PG 962
Instrument Date	Nov 10, 2021
Instrument	3353620
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 E OLIVER ST, OWOSSO, MI 48867-2438

Mortgage

Document Number	3353621
Date	Nov 17, 2021
Instrument	3353621

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Sep 30, 2019
Property Address	430 E OLIVER ST, OWOSSO, MI 48867-2438
Document Number	0012610618
Book / Page	001261 / 000618
Instrument Date	Sep 16, 2019
Instrument	3325185
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	317 E OLIVER ST OWOSSO MI 488672350, OWOSSO, MI 48867-2350

Mortgage

Document Number	12610619
Date	Sep 30, 2019
Book Page	001261/000619
Instrument	3325186

Lender

Name	PFCU
Address	PORTLAND, MI 48875

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jul 2, 2018
Property Address	430 E OLIVER ST, OWOSSO, MI 48867-2438
Document Number	0012470628
Book / Page	001247 / 000628
Instrument Date	Jun 26, 2018
Instrument	3311001
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	ATA NATIONAL TITLE GROUP/IN LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,162.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	213 N OAK ST OWOSSO MI 488673021, OWOSSO, MI 48867-3021

Mortgage

Document Number	12470629
Date	Jul 2, 2018
Book Page	001247/000629
Instrument	3311002

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2038

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Dec 15, 2017
Property Address	430 E OLIVER ST, OWOSSO, MI 48867-2438
Document Number	0012410198
Book / Page	001241 / 000198
Instrument Date	Dec 11, 2017
Instrument	3304559
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	970 N MARION ST DENVER CO 802183015, DENVER, CO 80218-3015

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Aug 17, 2017
Property Address	430 E OLIVER ST, OWOSSO, MI 48867-2438
Document Number	0012370385
Book / Page	001237 / 000385
Instrument Date	Aug 9, 2017
Instrument	3300694
Transaction Type	Transfer
Record Updated	Sep 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	126 BRENTWOOD DR BATTLE CREEK MI 490154512, BATTLE CREEK, MI 49015-4512

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,000 (+9.09%)	$264,000 (+9.09%)
2025	$3,876.00 (+5.01%) Homeowner's exemption	$121,000 (+24.74%)	$242,000 (+24.74%)
2024	$3,691.00
2023	$3,691.00 Homeowner's exemption	$97,000	$194,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

430 E Oliver St, Owosso, MI 48867 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Historic Designation

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Oliver St

Nearby Streets

Search Property Records by Address or Parcel Number