Shiawassee County property record for 403 E Oliver St, Owosso, MI 48867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $81,500 (Jul 2014) |
| Tax Bill | $2,272 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-240-001-001-00 |
| Primary APN | 050-240-001-001-00 |
|---|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|
| Street Address | 403 E OLIVER ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-2437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK A C L GOODHUE SUBDIV OUTLOT 2 |
| Legal Subdivision | C L GOODHUE SUBD |
| Legal Block | A |
| Legal Lot Number | 1 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 30500 |
Source: Shiawassee County records · APN 050-240-001-001-00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 E OLIVER ST, OWOSSO, MI 48867-2437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 01, 2025 | Deed of Trust, Mortgage · Line of Credit PFCU |
| May 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Aug 02, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2014 · Amount on Record |
| Deed Sale | Jul 10, 2014 · Amount on Record |
| Deed Document Number | 20143263795 |
| Deed Book / Page | 1200 / 705 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 403 E OLIVER ST, OWOSSO, MI 48867-2437 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 403 E OLIVER ST, OWOSSO, MI 48867-2437 |
| Document Number | 0013310499 |
|---|---|
| Date | Oct 01, 2025 |
| Book Page | 1331/499 |
| Instrument | 3395961 |
| Name | PFCU |
|---|---|
| Type | Credit Union |
| Address | PORTLAND, MI 48875 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 403 E OLIVER ST, OWOSSO, MI 48867-2437 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 403 E OLIVER ST, OWOSSO, MI 48867-2437 |
| Document Number | 0012960470 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 1296/470 |
| Instrument | 3360395 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 11, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 403 E OLIVER ST, OWOSSO, MI 48867-2437 |
| Document Number | 0012590779 |
| Instrument Date | Aug 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 403 E OLIVER ST OWOSSO MI 488672437, OWOSSO, MI 48867-2437 |
| Document Number | 0012590779 |
|---|---|
| Date | Aug 07, 2019 |
| Book Page | 001259/000779 |
| Instrument | 3323344 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 06, 2034 |
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,500 (+6.88%) | $177,000 (+6.88%) | |
| 2025 | $2,272.00 (+4.89%) Homeowner's exemption | $82,800 (+23.77%) | $165,600 (+23.77%) |
| 2023 | $2,166.00 Homeowner's exemption | $66,900 | $133,800 |
Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Oliver Street Historic District listed 1980 · 114 contributing resources · NRIS 80001905 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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