409 E Oliver St, Owosso, MI 48867 Property Records

Shiawassee County property record for 409 E Oliver St, Owosso, MI 48867 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,789 (2025)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050-240-001-002-00`

Property Details

APN / Parcel Number

Primary APN	`050-240-001-002-00`

Exterior

Lot Area	17,424 sqft (0.4 acres)

Location & Zoning

Street Address	409 E OLIVER ST
City	OWOSSO
State	MI
Zip	48867-2437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2 & 3 BLK A C L GOODHUE SUBDIV OUT LOT 2
Legal Subdivision	C L GOODHUE SUBD
Legal Block	A
Legal Lot Number	2-3
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	3
Census Block	3004
Census Tract	30500

Owner

Source: Shiawassee County records · APN 050-240-001-002-00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	409 E OLIVER ST, OWOSSO, MI 48867-2437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	409 E OLIVER ST, OWOSSO, MI 48867-2437
Document Number	0012490596
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Sep 20, 2018
Title Company	MASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 E OLIVER ST OWOSSO MI 488672437, OWOSSO, MI 48867-2437

Mortgage

Document Number	0012490596
Date	Sep 05, 2018
Book Page	001249/000596
Instrument	3312976

Lender

Name	FIFTH THIRD MTG/MI
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 04, 2048

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,500 (+9.06%)	$301,000 (+9.06%)
2025	$3,789.00 (+4.9%) Homeowner's exemption	$138,000 (+23.88%)	$276,000 (+23.88%)
2023	$3,612.00 Homeowner's exemption	$111,400	$222,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Oliver Street Historic District listed 1980 · 114 contributing resources · NRIS 80001905

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.