426 Clover Cir, Hayden, CO 81639 Property Records

Routt County property record for 426 Clover Cir, Hayden, CO 81639

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 1,914 sqft · built 1976
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$537,000 (Jul 2022)
Tax Bill	$4,202 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R3827070`

Property Details

APN / Parcel Number

Primary APN	`R3827070`
Alternative APN	`126501015`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,914 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Lot Area	13,068 sqft (0.3 acres)
Terrain	Steep
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Account Number	R3827070
Street Address	426 CLOVER CIR
City	HAYDEN
State	CO
Zip	81639-5088
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD - RES
Legal Description	LOT 15 BLK 1 GOLDEN MEADOWS SUBD FILING 1
Legal Range	88
Legal Township	06
Legal Section	16
Legal Subdivision	GOLDEN MEADOWS SUBD
Legal Block	1
Legal Lot Number	15
Jurisdiction	ROUTT CO
Township / Civil Division	HAYDEN
Census Block Group	2
Census Block	2024
Census Tract	200

Owner

Source: Routt County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	426 CLOVER CIR, HAYDEN, CO 81639-5088
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Special Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage YAMPA VALLEY BANK
Jun 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Deed Document Number	2022839107
Record Updated	Jun 8, 2026

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROUTT CO
Recording Date	Jul 11, 2022
Property Address	426 CLOVER CIR, HAYDEN, CO 81639-5088
Document Number	0000839107
Instrument Date	Jul 6, 2022
Instrument	839107
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	426 CLOVER CIR, 426, HAYDEN, CO 81639-5088

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	HC 66 BOX 52, SILVERTHORNE, CO 80497

Mortgage

Document Number	0000839108
Date	Jul 11, 2022
Instrument	839108

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	426 CLOVER CIR, HAYDEN, CO 81639-5088
Transaction Type	Mortgage
Record Updated	May 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 CLOVER CIR, HAYDEN, CO 81639-5088

Mortgage

Document Number	0000836896
Date	Apr 29, 2022
Instrument	836896

Lender

Name	YAMPA VALLEY BANK
Type	Bank
Address	CRAIG, CO 81625

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 25, 2023

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	426 CLOVER CIR, HAYDEN, CO 81639-5088
Transaction Type	Mortgage
Record Updated	Apr 18, 2022
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000791079
Date	Jun 27, 2018
Instrument	791079

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Routt County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Routt County
Municipality	Hayden Town
Unified School District	Hayden School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,202.00 (+12.23%)	$40,900 (+23.19%) Land $7,030 Building $33,870	$580,180 (+17.12%) Land $99,750 Building $480,430
2024	$3,744.00 (+0.86%)	$33,200 (-) Land $4,880 Building $28,320	$495,390 (-) Land $72,770 Building $422,620
2023	$3,712.00 (+175.58%)	$33,200 (+80.43%) Land $4,880 Building $28,320	$495,390 (+87.14%) Land $72,770 Building $422,620
2022	$1,347.00	$18,400 Land $2,020 Building $16,380	$264,710 Land $29,000 Building $235,710

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAYDEN serves 3,982 people · EPA ID CO0154333
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Luminate Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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