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417 Carmel Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 417 Carmel Dr, Melbourne, FL 32940 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,961 sqft · built 1996
Lot Size0.16 acres (6,970 sqft)
OwnerCompany Name on File
Last Sale$368,000 (Nov 2005)
Tax Bill$2,594 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone A (high risk)
APN26-36-11-77-*-26

Property Details

APN / Parcel Number

Primary APN26-36-11-77-*-26
Alternative APNs
  • 26-36-11-77-00000.0-0026.00
  • 2615167

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,961 sqft Living Area
Gross Area2,906 sqft
1st Floor Area1,961 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2009
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area510 sqft
PorchScreened/Unfinished Porch
Porch Area435 sqft
Deck Area406 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2615167
Street Address417 CARMEL DR
CityMELBOURNE
StateFL
Zip32940-7779
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMISSION LAKE VILLAS UNIT TWO LOT 26
Legal Range36E
Legal Township26S
Legal Section11
Legal SubdivisionMISSION LAKE VILLAS UNIT TWO
Legal Lot Number26
Legal Unit2
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group3
Census Block3006
Census Tract63109

Owner

Source: Brevard County records · APN 26-36-11-77-*-26

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address417 CARMEL DR, MELBOURNE, FL 32940-7779
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Jul 24, 2020Deed of Trust, Mortgage · Conventional with PMI
NAVY FCU
Jul 13, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 18, 2005 · Amount on Record
Deed SaleNov 18, 2005 · Amount on Record
Prior SaleMay 10, 2005 · Amount on Record
Deed Document Number2005412008
Deed Book / Page5567 / 158
Last Transfer DateMay 04, 2017
Transfer Doc2017146214
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address417 CARMEL DR, MELBOURNE, FL 32940-7779
Transaction TypeMortgage
Record UpdatedDec 06, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 CARMEL DR, MELBOURNE, FL 32940-7779

Mortgage

Document Number0093241246
DateNov 12, 2021
Book Page9324/1246
Instrument2021297261
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address417 CARMEL DR, MELBOURNE, FL 32940-7779
Document Number0088100746
Instrument DateJul 24, 2020
Transaction TypeMortgage
Record UpdatedAug 21, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address417 CARMEL DR MELBOURNE FL 329407779, MELBOURNE, FL 32940-7779

Mortgage

Document Number0088100746
DateJul 30, 2020
Book Page008810/000746
Instrument162567
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 29, 2050

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateJul 13, 2017
Property Address417 CARMEL DR, MELBOURNE, FL 32940-7779
Document Number0079360671
Book / Page007936 / 000671
Instrument DateMay 04, 2017
Instrument146214
Transaction TypeTransfer
Record UpdatedOct 25, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address417 CARMEL DR MELBOURNE FL 329407779, MELBOURNE, FL 32940-7779

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$189,890 (+2.7%)$372,250 (-2.1%)
2025$2,594.00 (+8.9%) Homeowner's exemption$184,900 (+5.98%)$380,230 (-9.05%)
2024$2,382.00 (+2.14%)
2023$2,332.00 (+7.47%) Homeowner's exemption$174,460 (+3%)$418,070 (+14.14%) Land $105,000 Building $313,070
2022$2,170.00 Homeowner's exemption$169,380$366,280 Land $95,000 Building $271,280

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090631093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 149 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies149 in force
Nearby Flood Claims2 (2008–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017, rainfall accumulation, Hurricane Irma

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 231 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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