430 Black Bear Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 430 Black Bear Cv, Hernando, MS 38632 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,613 sqft · built 1993
Lot Size	0.528 acres (23,003 sqft)
Owner	Individual Name on File
Tax Bill	$781 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4-08-6-13-01-0-00031-00`

Property Details

APN / Parcel Number

Primary APN	`4-08-6-13-01-0-00031-00`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,613 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	23,003 sqft (0.528 acres)
Lot Dimensions	209 ft deep x 92 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	430 BLACK BEAR CV
City	HERNANDO
State	MS
Zip	38632-4336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUENA VISTA LAKES SD SEC A LOT 31
Legal Range	08
Legal Township	04
Legal Section	13
Legal Subdivision	BUENA VISTA LAKES SD
Legal Lot Number	31
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1007
Census Tract	71123

Owner

Source: DeSoto County records · APN 4-08-6-13-01-0-00031-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	430 BLACK BEAR CV, HERNANDO, MS 38632-4336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 10, 2012
Deed Sale	Aug 10, 2012
Deed Document Number	0000687508
Deed Book / Page	0687 / 508
Record Updated	Jun 08, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	430 BLACK BEAR CV, HERNANDO, MS 38632-4336
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 BLACK BEAR CV, HERNANDO, MS 38632-4336

Mortgage

Document Number	5661/35202
Date	Apr 19, 2024
Book Page	5661/35202

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 09, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$781.00 (+14.68%)	$12,952 (+33.24%) Land $1,500 Building $11,452	$129,523 (+33.25%) Land $15,000 Building $114,523
2023	$681.00	$9,721	$97,205 Land $15,000 Building $82,205

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 63% of Mississippi
Wildfire Likelihood	About 1 in 694 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.