11119 Black Bear Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 11119 Black Bear Cv, Hernando, MS 38632

Property Summary

Property Type	Mobile Home
Details	985 sqft · built 2012
Lot Size	2.28 acres (99,658 sqft)
Owner	2 Individual Names on File
Last Sale	$329,194 (Feb 2026)
Tax Bill	$99 (2025)
Deeds & Mortgages	Feb 2026 Construction Loan Oct 2025 Sale + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`3-09-3-07-02-0-00106-00`

Property Details

APN / Parcel Number

Primary APN	`3-09-3-07-02-0-00106-00`

Interior

Building Area	985 sqft Adjusted Area
1st Floor Area	980 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Mobile/Manufactured
Lot Area	99,658 sqft (2.28 acres)
Lot Dimensions	310 ft deep x 340 ft wide

Location & Zoning

Street Address	11119 BLACK BEAR CV
City	HERNANDO
State	MS
Zip	38632-8542
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A-R
Legal Description	DELTA RIDGE S-D SEC B LOT 106
Legal Range	009
Legal Township	03S
Legal Section	07
Legal Subdivision	DELTA RIDGE S-D
Legal Lot Number	106
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	1
Census Block	1014
Census Tract	71200

Owner

Source: DeSoto County assessment roll, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11119 BLACK BEAR CV, HERNANDO, MS 38632-8542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Intrafamily Transfer, Transfer · Construction Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 16, 2025	Warranty Deed, Transfer MAGNOLIA TITLE LCC, MAGNOLIA TITLE LLC
Jun 20, 2023	Warranty Deed, Transfer · Line of Credit CADENCE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 23, 2026 · Amount on Record
Deed Sale	Feb 23, 2026 · Amount on Record
Prior Sale	Oct 16, 2025
Deed Document Number	2026
Deed Book / Page	1026 / 2850
Prior Transfer Date	Feb 20, 2026
Prior Transfer Doc	01026/2850
Record Updated	Jun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Feb 23, 2026
Property Address	11119 BLACK BEAR CV, HERNANDO, MS 38632-8542
Document Number	01026/2850
Book / Page	1026 / 2850
Map Reference	MB 9 PG 33-40
Instrument Date	Feb 20, 2026
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11119 BLACK BEAR CV, HERNANDO, MS 38632-8542

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11119 BLACK BEAR CV, HERNANDO, MS 38632-8542

Mortgage

Document Number	0566318098
Date	Feb 23, 2026
Instrument	5663/18098

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 1, 2051

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 16, 2025
Property Address	11119 BLACK BEAR CV, HERNANDO, MS 38632-8542
Document Number	1025/19777
Book / Page	1025 / 19777
Map Reference	MB 9 PG 33-40
Instrument Date	Oct 15, 2025
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	MAGNOLIA TITLE LCC, MAGNOLIA TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	845 FULMER RD, COMO, MS 38619-9473

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11119 BLACK BEAR CV, HERNANDO, MS 38632-8542

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 20, 2023
Property Address	11119 BLACK BEAR CV, HERNANDO, MS 38632-8542
Document Number	1023/10395
Book / Page	1023 / 10395
Map Reference	MB 9 PG 33-40
Instrument Date	Jun 16, 2023
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 CHURCH RD E, SOUTHAVEN, MS 38671-9700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4071 GREEN MEADOW DR, HERNANDO, MS 38632-7259

Mortgage

Document Number	0566053078
Date	Jun 20, 2023
Instrument	5660/53078

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 16, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$99.00 (-17.5%)	$1,197 (-) Land $1,000 Building $197	$11,970 (-) Land $10,000 Building $1,970
2024	$120.00 (-30.23%)	$1,197 (-56.86%) Land $1,000 Building $197	$11,970 (-56.86%) Land $10,000 Building $1,970
2023	$172.00 (+0.58%)	$2,775 (-)	$27,750 (-) Land $10,000 Building $17,750
2022	$171.00	$2,775 Land $1,000 Building $1,775	$27,750 Land $10,000 Building $17,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 55% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUDORA UTILITIES ASSOCIATION public/private · serves 3,749 people · EPA ID MS0170006
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Black Bear Cv

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures