DeSoto County property record for 401 Black Bear Cv, Hernando, MS 38632 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1974 |
| Square Footage | 1,477 sqft Adjusted Area |
| Lot Size | 13,248 sqft (0.304 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $749.00 (2025) |
| Primary APN | 4-08-6-13-01-0-00026-00 |
|---|
| Building Area | 1,477 sqft Adjusted Area |
|---|---|
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 13,248 sqft (0.304 acres) |
| Depth X Width | 144 ft x 97 ft Depth x Width |
| Shed | 1 Shed |
| Shed Area | 800 sqft Shed |
| Street Address | 401 BLACK BEAR CV |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-4336 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BUENA VISTA LAKES SD SEC A LOT 26 |
| Legal Range | 08 |
| Legal Township | 04 |
| Legal Section | 13 |
| Legal Subdivision | BUENA VISTA LAKES SD |
| Legal Lot Number | 26 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 71123 |
Source: DeSoto County records · APN 4-08-6-13-01-0-00026-00
Assessment roll updated September 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 401 BLACK BEAR CV, HERNANDO, MS 38632-4336 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Apr 04, 2017 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGES COM INC |
| Jan 25, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 12, 2013 |
| Deed Sale | Aug 12, 2013 |
| Deed Doc Number | 0000714080 |
| Deed Book / Page | 0714 / 080 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 401 BLACK BEAR CV, HERNANDO, MS 38632-4336 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 004329/487 |
|---|---|
| Date | Apr 04, 2017 |
| Book Page | 4329/487 |
| Name | REVERSE MORTGAGES COM INC |
|---|---|
| Type | Non-Lending Institution |
| Address | COLUMBIA, MO 65203 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 922 Months |
| Due | Feb 21, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.55% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Apr 01, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 401 BLACK BEAR CV, HERNANDO, MS 38632-4336 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 401 BLACK BEAR CV, HERNANDO, MS 38632-4336 |
| Document Number | 005450/552 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 5450/552 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $749.00 (-0.66%) | $7,426 (-) Land $1,500 Building $5,926 | $74,258 (-) Land $15,000 Building $59,258 |
| 2023 | $7,426 | $74,258 Land $15,000 Building $59,258 | |
| 2022 | $754.00 |
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