Bergen County and Northvale Borough property record for 422 Andre Ave, Northvale, NJ 07647
| Property Type | Single Family Home |
|---|---|
| Details | 2,391 sqft · built 1969 |
| Lot Size | 0.293 acres (12,741 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $520,000 (Dec 2020) |
| Tax Bill | $15,269 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Jul 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-00108-0000-00010 |
| Primary APN | 40-00108-0000-00010 |
|---|---|
| Alternative APN |
|
| Building Area | 2,391 sqft Living Area |
|---|
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Lot Area | 12,741 sqft (0.293 acres) |
| Lot Dimensions | 98 ft deep x 130 ft wide |
| Street Address | 422 ANDRE AVE |
|---|---|
| City | NORTHVALE |
| State | NJ |
| Zip | 07647-1311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R125 |
| Legal Description | 130X98 1LT (220,9) |
| Legal Subdivision | LAMP LIGHT ESTATES |
| Legal Block | 108 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | NORTHVALE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 2200 |
Source: Bergen County and Northvale Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 422 ANDRE AVE, NORTHVALE, NJ 07647-1311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2020 | Grant Deed, Transfer · Conventional Mortgage DIVINE MTG CAP |
| Jul 10, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Mar 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MASTER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2020 · Amount on Record |
| Deed Sale | Dec 7, 2020 · Amount on Record |
| Prior Sale | Feb 14, 2008 · Amount on Record |
| Deed Document Number | 2020128925 |
| Deed Book / Page | 3851 / 1161 |
| Prior Transfer Date | Nov 12, 2008 |
| Prior Transfer Doc | 0096520292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 7, 2020 |
| Property Address | 422 ANDRE AVE, NORTHVALE, NJ 07647-1311 |
| Document Number | 0038511161 |
| Book / Page | 003851 / 001161 |
| Instrument Date | Sep 23, 2020 |
| Instrument | 128925 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2020 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 422 ANDRE AVE NORTHVALE NJ 076471311, NORTHVALE, NJ 07647-1311 |
| Document Number | 38511168 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 003851/001168 |
| Instrument | 128926 |
| Name | DIVINE MTG CAP |
|---|---|
| Address | CITY OF INDUSTRY, CA 91748 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 6, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 422 ANDRE AVE, NORTHVALE, NJ 07647-1311 |
| Document Number | 0027101035 |
| Instrument Date | Jul 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 422 ANDRE AVE NORTHVALE NJ 076471311, NORTHVALE, NJ 07647-1311 |
| Document Number | 0027101035 |
|---|---|
| Date | Aug 31, 2017 |
| Book Page | 002710/001035 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 422 ANDRE AVE, NORTHVALE, NJ 07647-1311 |
| Document Number | 0025792144 |
| Book / Page | 002579 / 002144 |
| Instrument Date | Mar 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 422 ANDRE AVE NORTHVALE NJ 076471311, NORTHVALE, NJ 07647-1311 |
| Document Number | 0025792144 |
|---|---|
| Date | Apr 4, 2017 |
| Book Page | 002579/002144 |
| Name | MORTGAGE MASTER |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 3, 2037 |
Source: Bergen County and Northvale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Northvale Borough |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Elementary School District | Northvale Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $797,400 (+73.8%) Land $423,500 Building $373,900 | $797,400 (+73.8%) Land $423,500 Building $373,900 | |
| 2025 | $15,269.00 (+3.93%) | $458,800 (-) Land $272,500 Building $186,300 | $458,800 (-) Land $272,500 Building $186,300 |
| 2024 | $14,691.00 (+6.03%) | ||
| 2023 | $458,800 Land $272,500 Building $186,300 | $458,800 Land $272,500 Building $186,300 | |
| 2022 | $13,855.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (1994–2026) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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