430 Acushnet St, Elgin, IL 60124 Property Records

Kane County property record for 430 Acushnet St, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,888 sqft · built 2008
OwnerIndividual Name on File
Last Sale$193,000 (Oct 2019)
Tax Bill$7,224 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-19-410-029

Property Details

APN / Parcel Number

Primary APN06-19-410-029

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,888 sqft Living Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleCondo/Apartment
Construction TypeFrame
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address430 ACUSHNET ST
CityELGIN
StateIL
Zip60124-3836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPROVIDENCE CONDO ASSOCIATION - 17TH AMENDMENT UNIT 41-430-D
Legal SubdivisionPROVIDENCE CONDO
Legal Block3
Legal Lot Number1-12
Legal Unit41
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3004
Census Tract851913

Owner

430 Acushnet St is owned and occupied by an individual who bought it in October 2019.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address430 ACUSHNET ST, ELGIN, IL 60124-3836
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2019 · Amount on File
Deed SaleOct 11, 2019 · Amount on File
Prior SaleMay 8, 2008 · Amount on File
Deed Document Number201948270
Record UpdatedOct 29, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 11, 2019
Property Address430 ACUSHNET ST, ELGIN, IL 60124-3836
Document Number0000048270
Map ReferenceDOC 2005K043004
Instrument DateOct 2, 2019
Instrument2019K048270
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$193.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address430 ACUSHNET ST, ELGIN, IL 60124-3836

Mortgage

Document Number0000048271
DateOct 11, 2019
Instrument2019K048271
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueNov 1, 2029
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 430 Acushnet St was $7,224 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,224.00 Homeowner's exemption$100,473 (+8.57%) Land $32,381 Building $68,092$301,540 (+8.57%) Land $97,182 Building $204,358
2024$92,542 Land $29,825 Building $62,717$277,737 Land $89,511 Building $188,226
2022$6,712.00 (+3.64%) Homeowner's exemption$76,233 (+7.2%) Land $24,569 Building $51,664$228,699 (+7.2%) Land $73,707 Building $154,992
2021$6,476.00 Homeowner's exemption$71,112 Land $22,970 Building $48,142$213,336 Land $68,910 Building $144,426

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 430 Acushnet St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 430 Acushnet St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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