Kane County property record for 423 Acushnet St, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,745 sqft · built 2008 |
| Owner | Individual Name on Record |
| Last Sale | $309,000 (Sep 2024) |
| Tax Bill | $6,342 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-410-040 |
| Primary APN | 06-19-410-040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,745 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 423 ACUSHNET ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROVIDENCE CONDO ASSOCIATION - 19TH AMENDMENT - UNIT 42-423-A |
| Legal Subdivision | PROVIDENCE CONDO |
| Legal Block | 3 |
| Legal Lot Number | 1-12 |
| Legal Unit | 42 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 851913 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2910 AVALON CT, ELGIN, IL 60124-8057 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Nov 9, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Jun 20, 2018 | Warranty Deed, Transfer · VA Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2024 · Amount on Record |
| Deed Sale | Sep 20, 2024 · Amount on Record |
| Prior Sale | Jun 20, 2018 · Amount on Record |
| Deed Document Number | 202434036 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 423 ACUSHNET ST, ELGIN, IL 60124-3836 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000084446 |
|---|---|
| Date | Nov 9, 2021 |
| Instrument | 2021K084446 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 20, 2018 |
| Property Address | 423 ACUSHNET ST, ELGIN, IL 60124-3836 |
| Document Number | 0000029103 |
| Map Reference | DOC2005K043004 |
| Instrument Date | Jun 1, 2018 |
| Instrument | 2018K029103 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 423 ACUSHETT, ELGIN, IL 60124 |
| Document Number | 0000029104 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | 2018K029104 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,342.00 (-2.34%) | $88,984 (+8.57%) Land $28,236 Building $60,748 | $267,059 (+8.57%) Land $84,742 Building $182,317 |
| 2024 | $6,494.00 (+10.2%) | $81,960 (+21.4%) Land $26,007 Building $55,953 | $245,978 (+21.44%) Land $78,052 Building $167,926 |
| 2022 | $5,893.00 (+3.73%) Homeowner's exemption | $67,515 (+6.96%) Land $21,423 Building $46,092 | $202,545 (+6.96%) Land $64,269 Building $138,276 |
| 2021 | $5,681.00 Homeowner's exemption | $63,122 Land $20,029 Building $43,093 | $189,366 Land $60,087 Building $129,279 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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