433 Acushnet St, Elgin, IL 60124 Property Records

Kane County property record for 433 Acushnet St, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,745 sqft · built 2008
Owner2 Individual Names on Record
Last Sale$303,000 (Nov 2025)
Tax Bill$5,893 (2022)
Deeds & MortgagesNov 2025 Sale & Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-19-410-044

Property Details

APN / Parcel Number

Primary APN06-19-410-044

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,745 sqft Living Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleCondo/Apartment
Construction TypeFrame
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address433 ACUSHNET ST
CityELGIN
StateIL
Zip60124-3836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPROVIDENCE CONDO ASSOCIATION - 19TH AMENDMENT - UNIT 43-433-A
Legal SubdivisionPROVIDENCE CONDO
Legal Block3
Legal Lot Number1-12
Legal Unit43
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3004
Census Tract851913

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address159 DALLAS DR, BARTLETT, IL 60103-1306
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2025Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 10, 2020Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2025 · Amount on Record
Deed SaleNov 3, 2025 · Amount on Record
Prior SaleMar 10, 2020 · Amount on Record
Deed Document Number202543239
Record UpdatedSep 20, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateNov 3, 2025
Property Address433 ACUSHNET ST, ELGIN, IL 60124-3836
Document Number0000043239
Map ReferenceDOC 2005K043004
Instrument DateOct 24, 2025
Instrument2025K043239
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$303.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address159 DALLAS DR, BARTLETT, IL 60103-1306

Mortgage

Document Number0000043240
DateNov 3, 2025
Instrument2025K043240
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2055
Interest
Rate TypeFixed Rate
Rate6.62%

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 10, 2020
Property Address433 ACUSHNET ST, ELGIN, IL 60124-3836
Document Number0000012586
Instrument DateFeb 24, 2020
Instrument12586
Transaction TypeTransfer
Record UpdatedJun 24, 2020
Title CompanyPRIMARY TITLE SERVICES INC, PRIMARY TITLE SVCS INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$279.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address433 ACUSHNET ST ELGIN IL 601243836, ELGIN, IL 60124-3836

Mortgage

Document Number12587
DateMar 10, 2020
Instrument12587
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 9, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Veteran's exemption
2024Disabled Person's exemption Veteran's exemption$81,960 (+21.4%) Land $26,007 Building $55,953$245,978 (+21.44%) Land $78,052 Building $167,926
2022$5,893.00 (+3.73%) Homeowner's exemption$67,515 (+6.96%) Land $21,423 Building $46,092$202,545 (+6.96%) Land $64,269 Building $138,276
2021$5,681.00 Homeowner's exemption$63,122 Land $20,029 Building $43,093$189,366 Land $60,087 Building $129,279

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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