430 2nd St, Findlay, OH 45840 Property Records

Hancock County property record for 430 2nd St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 1,926 sqft · built 1910
Lot Size0.115 acres (5,001 sqft)
OwnerIndividual Name on File
Last Sale$55,000 (Jan 1989)
Tax Bill$2,233 (2025)
Flood ZoneZone X (minimal risk)
APN1011-193-09-017.000

Property Details

APN / Parcel Number

Primary APN1011-193-09-017.000
Alternative APN
  • 570000214260

Interior

Bedrooms5 Beds
Full Baths1 Bath
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,926 sqft Living Area
1st Floor Area934 sqft
2nd Floor Area992 sqft
Basement Area562 sqft
Unfinished Basement562 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeCarport
CarportCarport
PorchSlab
Porch Area496 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address430 2ND ST
CityFINDLAY
StateOH
Zip45840-5050
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGAGE & CARLIN ADD LOT 1577 W1/2 E1/2 S1/2
Legal SubdivisionGAGE & CARLIN ADD
Legal Lot Number1577
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group4
Census Block4014
Census Tract800

Owner

430 2nd St is owned and occupied by an individual who acquired it in February 2004.

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address430 2ND ST, FINDLAY, OH 45840-5050
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 1989 · Amount on File
Deed SaleJan 30, 1989 · Amount on File
Last Transfer DateFeb 20, 2004
Transfer Doc0000002584
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 430 2nd St was $2,233 with a homeowner's exemption.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,233.00$72,860 Land $4,870 Building $67,990$208,170 Land $13,910 Building $194,260
2023$1,994.00 Homeowner's exemption$56,060 Land $3,750 Building $52,310
2022$160,150 Land $10,700 Building $149,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 430 2nd St in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims30 (1981–2021)
Claims Outside the SFHA3 of 30
Most Recent ClaimJul 2021 · other causes
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 430 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
MetaLINK Technologies
Fixed Wireless
200 / 50
HDER Link
Fixed Wireless
100 / 100

May also be available: Buckeye Cablesystem, T-Mobile, Watch TV.

Nearby Properties on 2nd St

Nearby Streets

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