514 2nd St, Findlay, OH 45840 Property Records

Hancock County property record for 514 2nd St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 864 sqft · built 1920
Lot Size	0.184 acres (8,002 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jun 2022)
Tax Bill	$1,025 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1011-193-02-014.000`

Property Details

APN / Parcel Number

Primary APN	`1011-193-02-014.000`
Alternative APN	`560000182020`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	200 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	292 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	514 2ND ST
City	FINDLAY
State	OH
Zip	45840-5052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARLIN WM L & GAGE SUB LOT 2030
Legal Subdivision	CARLIN WM L & GAGE SUB
Legal Lot Number	2030
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	4
Census Block	4015
Census Tract	800

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	514 2ND ST, FINDLAY, OH 45840-5052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 14, 2021	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF SYCAMORE
Apr 18, 2018	Warranty Deed, Transfer · Line of Credit THE FIRST NATIONAL BANK OF SYCAMORE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2022 · Amount on Record
Deed Sale	Jun 29, 2022 · Amount on Record
Prior Sale	Apr 18, 2018 · Amount on Record
Deed Document Number	20226027
Deed Book / Page	2595 / 4415
Prior Transfer Date	Apr 17, 2018
Prior Transfer Doc	02536/1807
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jun 29, 2022
Property Address	514 2ND ST, FINDLAY, OH 45840-5052
Document Number	02595/4415
Book / Page	2595 / 4415
Map Reference	VOL 2356 PG 1897
Instrument Date	Jun 27, 2022
Instrument	202200006027
Transaction Type	Transfer
Record Updated	Jul 7, 2022
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 2ND ST, FINDLAY, OH 45840-5052

Mortgage

Document Number	202200006028
Date	Jun 29, 2022
Instrument	202200006028

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	514 2ND ST, FINDLAY, OH 45840-5052
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 2ND ST, FINDLAY, OH 45840-5052

Mortgage

Document Number	02589/5911
Date	Dec 14, 2021
Book Page	2589/5911
Instrument	202100014265

Lender

Name	THE FIRST NATIONAL BANK OF SYCAMORE
Type	Bank
Address	SYCAMORE, OH 44882

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Apr 18, 2018
Property Address	514 2ND ST, FINDLAY, OH 45840-5052
Document Number	02536/1807
Book / Page	2536 / 1807
Instrument Date	Apr 17, 2018
Instrument	201800002920
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 2ND ST, FINDLAY, OH 45840-5052

Mortgage

Document Number	201800002921
Date	Apr 18, 2018
Instrument	201800002921

Lender

Name	THE FIRST NATIONAL BANK OF SYCAMORE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 17, 2033

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,025.00 (+12.27%) Homeowner's exemption	$33,440 (+30.02%) Land $5,430 Building $28,010	$95,520 (+29.99%) Land $15,500 Building $80,020
2024	$913.00 (-0.22%)	$25,720 (-) Land $4,170 Building $21,550
2023	$915.00 Homeowner's exemption	$25,720 Land $4,170 Building $21,550
2022			$73,480 Land $11,920 Building $61,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	30 (1981–2021)
Claims Outside the SFHA	3 of 30
Most Recent Claim	Jul 2021 · other causes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100

May also be available: Buckeye Cablesystem, T-Mobile, Watch TV.

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