411 2nd St, Findlay, OH 45840 Property Records

Hancock County property record for 411 2nd St, Findlay, OH 45840

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,248 sqft · built 1939
Lot Size	0.1 acres (4,352 sqft)
Owner	Individual Name on Record
Last Sale	$78,000 (Jul 2020)
Tax Bill	$1,386 (2025)
Deeds & Mortgages	May 2022 Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`1011-193-10-004.000`

Property Details

APN / Parcel Number

Primary APN	`1011-193-10-004.000`
Alternative APN	`570000214040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	832 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,352 sqft (0.1 acres)
Lot Dimensions	50 ft deep x 25 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	411 2ND ST
City	FINDLAY
State	OH
Zip	45840-5049
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	GAGE & CARLIN ADD LOT 1573 W56 N50 E100 & W31 E75 S50FT
Legal Subdivision	GAGE & CARLIN ADD
Legal Lot Number	1573
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	5
Census Block	5001
Census Tract	800

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	411 2ND ST, FINDLAY, OH 45840-5049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 30, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Prior Sale	Aug 5, 2014 · Amount on Record
Deed Document Number	20207219
Deed Book / Page	2571 / 1482
Last Transfer Date	Apr 7, 2022
Transfer Doc	02594/4493
Record Updated	Sep 20, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HANCOCK OH
Recording Date	May 23, 2022
Property Address	411 2ND ST, FINDLAY, OH 45840-5049
Document Number	02594/4493
Book / Page	2594 / 4493
Instrument Date	Apr 7, 2022
Instrument	202200004919
Transaction Type	Transfer
Record Updated	Jun 1, 2022
Title Company	FIRST TITLE COMPANY, FIRST TITLE SVCS ROCKVILLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 2ND ST, FINDLAY, OH 45840-5049

Mortgage

Document Number	202200004920
Date	May 23, 2022
Instrument	202200004920

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 30, 2020
Property Address	411 2ND ST, FINDLAY, OH 45840-5049
Document Number	02571/1482
Book / Page	2571 / 1482
Instrument Date	Jul 29, 2020
Instrument	202000007219
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 2ND ST, FINDLAY, OH 45840-5049

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,386.00 (+12.59%)	$44,630 (+30.61%) Land $4,730 Building $39,900	$127,510 (+30.61%) Land $13,500 Building $114,010
2023	$1,231.00 Homeowner's exemption	$34,170 Land $3,630 Building $30,540
2022			$97,630 Land $10,380 Building $87,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100

May also be available: Buckeye Cablesystem, T-Mobile, Watch TV.

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