Albany County and Guilderland Town property record for 43 Willow St, Guilderland, NY 12084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,215 sqft · built 1929 |
| Lot Size | 0.607 acres (26,448 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $179,000 (Oct 2007) |
| Tax Bill | $5,456 (2026) |
| Deeds & Mortgages | Apr 2022 Refinance Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 40.13-2-19 |
| Primary APN | 013089 40.13-2-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,215 sqft Living Area |
| 1st Floor Area | 810 sqft |
| Upper Floors Area | 405 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 26,448 sqft (0.607 acres) |
| Lot Dimensions | 355 ft deep x 74.5 ft wide |
| Garage Type | Detached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 120 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04001300020190000000 |
|---|---|
| Street Address | 43 WILLOW ST |
| City | GUILDERLAND |
| State | NY |
| Zip | 12084-9753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Block | 2 |
| Legal Lot Number | 19.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 14617 |
Source: Albany County and Guilderland Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43 WILLOW ST, GUILDERLAND, NY 12084-9753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CARRINGTON MORTGAGE SERVICES LLC |
| Apr 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2007 · Amount on Record |
| Deed Sale | Oct 23, 2007 · Amount on Record |
| Prior Sale | Oct 23, 2007 · Amount on Record |
| Deed Document Number | 200710060192 |
| Deed Book / Page | 2900 / 1050 |
| Prior Transfer Date | Nov 8, 2002 |
| Prior Transfer Doc | 2725000402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 43 WILLOW ST, GUILDERLAND, NY 12084-9753 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 43 WILLOW ST, GUILDERLAND, NY 12084-9753 |
| Document Number | 0000000896 |
|---|---|
| Date | Apr 4, 2022 |
| Instrument | R2022-8896 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Rate | 3.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 43 WILLOW ST, GUILDERLAND, NY 12084-9753 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 43 WILLOW ST, GUILDERLAND, NY 12084-9753 |
| Document Number | 0000000895 |
|---|---|
| Date | Apr 4, 2022 |
| Instrument | R2022-8895 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,456.00 (+9.54%) Homeowner's exemption | ||
| 2025 | $4,981.00 (+13.96%) Homeowner's exemption | $181,000 (-) Land $36,000 Building $145,000 | $241,333 (+13.33%) Land $48,000 Building $193,333 |
| 2023 | $181,000 (-) Land $36,000 Building $145,000 | $212,941 (+7.06%) Land $42,353 Building $170,588 | |
| 2022 | $181,000 Land $36,000 Building $145,000 | $198,901 Land $39,560 Building $159,341 | |
| 2021 | $4,371.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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